ACKOM vs. ASHANTI GOLDFIELDS CORPORATION

JUDGMENT OF ANTERKYI, J. The plaintiff in this case sues “on behalf of himself, as the administrator of the estate of, and some of the dependants of Francis Asare (deceased).” The facts not denied are that the deceased, Francis Asare, was prior to his death, one of the employees of the defendant corporation in respect of whom the defendant corporation had taken what is generally known as liability insurance. In the insurance policy No. PAG. 405364, the insurers were the State Insurance Corporation and the insured, the defendant corporation. Under the coverage of the policy, if “any employee of the insured as described in the schedule of employees hereunder (hereinafter referred to as ‘insured employee’) sustains any bodily injury caused by violent accident external and visible means then” (by section A thereof): “In case such injury shall within twelve calendar months from the occurrence of the accident causing such injury directly causes the death of such i...