GHANA HOME LOANS LTD vs. SAMUEL LARBI HENAKU, EMMANUEL KESSE HENAKU

JUDGMENT By a writ of summons the plaintiff claims from the defendants a. The amount of $44,769.32 being the outstanding balance on the facility granted the defendants. b. Interest on the said amount from 20th February 2014 to the date of final payment at rate of 22.5% per annum. c. Costs occasioned by this action. Attempts at settlement having broken down, the pretrial Judge set the following issues for trial. 1. Whether the defendant owes the plaintiff any outstanding balance on the facility granted by the plaintiff to the defendants 2. Whether or not the plaintiff is entitled to its claim However in the course of the hearing, issues arose on the letter of comfort, whether it was signed by the defs and whether it formed part of the mortgage agreement and the interest charged by the plaintiff, whether it was conscionable. It is my opinion that the issues set down by the pretrial Judge are broad enough to capture the other issues that have come up. I also take on board counsel...