AGBEMASHIOR AND OTHERS vs. STATE INSURANCE CORPORATION AND OTHERS [1972]DLHC2189

Date	1972-03-08
Suit No.
Citation No.	[1972]DLHC2189

ABBAN J.

DR. I. S. EPHSON FOR THE PLAINTIFFS.

H. P. SWANIKER FOR THE FIRST DEFENDANT.

S. K. TETTEH FOR THE SECOND DEFENDANT.

THE THIRD DEFENDANT IN PERSON.

<p class="mb-5" id="contentDlCitation"  hidden>[1972]DLHC2189</p>
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span lang="en-GH" style="font-size:12.0pt;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#548DD4;mso-fareast-language:#0C00">AGBEMASHIOR
AND OTHERS</span></b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span lang="en-GH" style="font-size:12.0pt;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#548DD4;mso-fareast-language:#0C00">vs.</span></b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span lang="en-GH" style="font-size:12.0pt;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#548DD4;mso-fareast-language:#0C00">STATE
INSURANCE CORPORATION AND OTHERS</span></b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 10pt; font-family: &quot;Book Antiqua&quot;, serif;">[HIGH
COURT, ACCRA]<o:p></o:p></span></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0cm 0cm 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0cm;"><b><span lang="en-GH" style="font-size: 10pt; font-family: &quot;Book Antiqua&quot;, serif;">[1972] 2 GLR 65</span></b><span lang="EN-US" style="font-size: 10pt; font-family: &quot;Book Antiqua&quot;, serif;">&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</span><span lang="en-GH" style="font-size: 10pt; font-family: &quot;Book Antiqua&quot;, serif;">DATE:</span><b><span lang="en-GH" style="font-size:10.0pt;font-family:
&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:
Helvetica;color:#00B0F0;mso-fareast-language:#0C00">&nbsp;</span></b><span lang="en-GH" style="font-size: 10pt; font-family: &quot;Book Antiqua&quot;, serif;">8 MARCH 1972.<o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom: 5pt; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><b>COUNSEL:&nbsp;&nbsp;</b></span><span lang="EN-US" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 7.5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">DR. I. S. EPHSON FOR THE
PLAINTIFFS.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 7.5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">H. P. SWANIKER FOR THE FIRST
DEFENDANT.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 7.5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">S. K. TETTEH FOR THE SECOND
DEFENDANT.<o:p></o:p></span></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0cm 0cm 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 7.5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0cm;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">THE THIRD DEFENDANT IN PERSON.<o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom: 7.5pt; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">CORAM:</span></b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0cm 0cm 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 6pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0cm;"><b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">ABBAN J.<o:p></o:p></span></b></p>

</div><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="EN-US" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p>&nbsp;</o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">JUDGMENT
OF ABBAN J.</span></b><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">This is an action brought
against the claims manager of an insurance company, a lawyer in private
practice and a registered claims agent. They were sued jointly and severally
and the endorsement on the writ of summons reads as follows:<o:p></o:p></span></p><p class="MsoNormal" style="margin: 0cm 0cm 5pt 36pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><i><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">“The plaintiffs’ claim is for a total amount of N¢3,900.00 (three
thousand nine hundred new cedis) jointly and severally made against the three
defendants, following a motor accident on 17 July 1967, which caused plaintiffs
injuries for which the first defendant as insurance agent allegedly paid
N¢3,900.00 compensation to the second defendant for onward payment to the
plaintiffs. The second defendant alleges having paid to the third defendant
N¢3,800.00 for onward payment to the plaintiffs, but the said payment has not
been effected or at all despite repeated demands on the defendants by the
plaintiffs.”</span></i><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size: 12pt; font-family: &quot;Book Antiqua&quot;, serif;">&nbsp;<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style</main>