[1974]DLCA2285 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center; mso-pagination:none;tab-stops:center 3.25in left 329.25pt 396.75pt"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:Times; mso-bidi-font-family:Times;color:#548DD4;mso-themecolor:text2;mso-themetint: 153">IN RE APPIAGYEI-DANKA (DECD.); APPIAGYEI-DANKA<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center; mso-pagination:none;tab-stops:center 3.25in left 329.25pt 396.75pt"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:Times; mso-bidi-font-family:Times;color:#548DD4;mso-themecolor:text2;mso-themetint: 153"> vs.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center; mso-pagination:none;tab-stops:center 3.25in left 329.25pt 396.75pt"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:Times; mso-bidi-font-family:Times;color:#548DD4;mso-themecolor:text2;mso-themetint: 153">APPIAGYEI-DANKA AND ANOTHER</span></b><b><span style="font-size:14.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Times; color:#548DD4;mso-themecolor:text2;mso-themetint:153"><o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center; mso-pagination:none;tab-stops:center 3.25in left 329.25pt 396.75pt"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">[</span><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">COURT OF APPEAL, ACCRA]<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;mso-pagination:none;tab-stops: center 3.25in left 396.75pt"><b><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;"> [1974] 2 GLR 283<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" align="right" style="text-align:right;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><i><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">DATE:</span></i><b><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma;color:#00B0F0"> </span></b><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">15 OCTOBER 1974.</span><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">COUNSEL: <o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 0in 0in"> <p class="MsoNormal" style="text-align:justify;tab-stops:48.0pt 5.75in; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 0in 0in"><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma">L. B. AKAINYAH FOR THE APPELLANT.<o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify;tab-stops:48.0pt 5.75in; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 0in 0in"><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma">TOTOE FOR THE RESPONDENT.<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">CORAM: <o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 0in 0in"> <p class="MsoNormal" style="margin-bottom:6.0pt;text-align:justify;border:none; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 0in 0in"><b><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">APALOO, ANNAN AND FRANCOIS JJ.A.<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><b><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;"><o:p> </o:p></span></b></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><b><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">JUDGMENT OF APALOO J.A.<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">The question raised in this appeal, is within a very narrow compass. It is this: Does the sum of ¢5,000 which the Kumasi University of Science and Technology hold in respect of superannuation benefits for the account of the late Dr. Appiagyei-Danka enure for the benefit of his estate or is the appellant solely beneficially entitled to it? The deceased died intestate and did not make a gift inter vivos of this sum to the appellant. If she claims herself entitled to that sum, she must show by what title she came by it. The appellant founds herself squarely on section 14 of the Wills Act, 1971 (Act 360).<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">Now the facts. The appellant is the mother of the intestate. He was in his lifetime employed by the Kumasi University of Science and Technology as a lecturer in agricultural chemistry. At the date of his death on 11 June 1972, he had risen to the post of senior lecturer. At the time of his employment, he was requested to join and did join the university superannuation scheme. He also, at the request of the university, filled a form which provided information about himself of a personal nature. That form was headed: “Particulars of Next-of-kin of College Employees and other relevant information (For file use).” It is to be noted that there is nothing on this form which relates it to the superannuation scheme. In the column “Name of next-of-kin” the deceased wrote: “Madam Beatrix Appiagyei.” This is admittedly the name of the appellant.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">The present dispute arose because the appellant claimed that she was duly nominated by the deceased as the beneficiary of the sums due in the superannuation scheme and that by reason of section 14 of the Wills Act, 1971, that sum does not form part of the general estate of the deceased, but belongs to herself beneficially . The intestate’s wife took issue with the appellant on this. She claimed that there was no nomination within the meaning of section 14 of the Wills Act and that that sum formed part of the general estate of the deceased. That contention found favour with the learned trial judge, Koranteng-Addow J. who (in [1973] 2 G.L.R. 188 at p.190) concluded that:<o:p></o:p></span></p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:5.0pt; margin-left:.5in;text-align:justify;mso-pagination:none;border:none;mso-padding-alt: 31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><i><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">“the very fact of a person’s name appearing in this type of nomination paper did not constitute him the beneficiary under the superannuation scheme. The sole aim is to assist the university authorities in tracing the members of family of a deceased participant.”<o:p></o:p></span></i></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;"><o:p> </o:p></span></p><p class="MsoNormal" style="margin-bottom:5.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">It is this conclusion that the appellant contests by this appeal. It was urged on her behalf that the learned judge “erred in holding that the superannuation forms part of the general estate of the deceased.” This according to counsel, is because the deceased had made a valid nomination of the appellant as his beneficiary under the scheme. Counsel referred to section 14 of the Wills Act, 1971, and submitted that inasmuch as the university took out a policy of insurance on the life of the deceased and the latter, in his lifetime, nominated the appellant who is a member of his family within the meaning of subsection (9) of section 14 of Act 360, she was entitled to the sum assured and that the judge should have so held. The issues thus raised for determination are two, namely, one of law and one of fact. The issue of law may be formulated in this way: Can a participant of the university superannuation scheme make a valid nomination of a beneficiary within the meaning of section 14 of the Wills Act, 1971? And the factual question is: Did the deceased make any