ACKOM vs. ASHANTI GOLDFIELDS CORPORATION [1976]DLHC230

Date	1976-10-11
Suit No.
Citation No.	[1976]DLHC230

ANTERKYI J.

K. T. OSEI FOR THE PLAINTIFF.

AMPERE FOR THE DEFENDANTS.

<p class="mb-5" id="contentDlCitation"  hidden>[1976]DLHC230</p>
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:
12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Times New Roman&quot;;mso-bidi-font-family:Helvetica;color:#00B0F0">ACKOM</span></b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:
12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Times New Roman&quot;;mso-bidi-font-family:Helvetica;color:#00B0F0">vs.</span></b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 12pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#00B0F0">ASHANTI GOLDFIELDS CORPORATION</span></b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">[HIGH COURT, KUMASI]</span><span style="font-size: 10pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">[1989-90] GLR 395&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span></b><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">DATE: 11</span><sup><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">TH</span></sup><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;"> OCTOBER, 1976</span><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;">COUNSEL:
<o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">K. T. OSEI FOR THE PLAINTIFF.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">AMPERE FOR THE DEFENDANTS.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;">CORAM:
<o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">ANTERKYI J.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;mso-outline-level:1"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;"><o:p>&nbsp;</o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

</div><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">ANTERKYI, J.</span></b><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">The plaintiff in this case sues “on
behalf of himself, as the administrator of the estate of, and some of the
dependants of Francis Asare (deceased).” The facts not denied are that the deceased,
Francis Asare, was prior to his death, one of the employees of the defendant
corporation in respect of whom the defendant corporation had taken what is
generally known as liability insurance. In the insurance policy No. PAG.
405364, the insurers were the State Insurance Corporation and the insured, the
defendant corporation.</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">&nbsp;</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">Under the coverage of the policy,
if “any employee of the insured as described in the schedule of employees
hereunder (hereinafter referred to as ‘insured employee’) sustains any bodily
injury caused by violent accident external and visible means then” (by section
A thereof):</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">“In case such injury shall within
twelve calendar months from the occurrence of the accident causing such injury
directly causes the death of such insured employee the insurers shall upon
receipt of proof of death by such injury pay to the insured an amount
equivalent to two and one-half times the annual salary of such insured employee
at the time of the accident.</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; backgrou</main>