ADAMPTEY vs. STATE INSURANCE CORPORATION [1978]DLHC161

Date	1978-10-18
Suit No.
Citation No.	[1978]DLHC161

APATU-PLANGE J.

A. ASANTE-TANNOR FOR THE PLAINTIFF.

JONAS LAMPTEY FOR THE DEFENDANTS.

[1978]DLHC161
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													<main id="main" class="content" style="min-height: 60rem" ><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">ADAMPTEY<o:p></o:p><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">vs.<o:p></o:p><p class="MsoNormal" align="center" style="margin-bottom: 12pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">STATE INSURANCE CORPORATION<o:p></o:p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">[HIGH COURT, KOFORIDUA]<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

</div>COUNSEL:
<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;">A.
ASANTE-TANNOR FOR THE PLAINTIFF.<o:p></o:p>

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;">JONAS
LAMPTEY FOR THE DEFENDANTS.<o:p></o:p>

</div>CORAM:
<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 6pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;">APATU-PLANGE
J.<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div><p class="MsoNormal" style="margin-bottom: 5pt; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">APATU-PLANGE J.<o:p></o:p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">In this case, the plaintiff is claiming against the defendants:
(a) the sum of ¢2,600 being the pre-accident value of Morris bus No. GO 2380
which was damaged through an accident on 10 February 1973; (b) loss of earnings
from 19 February 1973 up to the date of judgment at an average rate of ¢20 per
day. The defendants denied liability.<o:p></o:p><p class="MsoNormal" style="margin-bottom: 5pt; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">&nbsp;<o:p></o:p><p class="MsoNormal" style="margin-bottom: 5pt; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">The facts of this case briefly put were as follows: The plaintiff
is the owner of Morris bus No. GO 2380 and the defendants are a corporation
carrying on, among others, the business of motor vehicle insurance. On 8
January 1973 the plaintiff entered into a contract of insurance with the
defendant-corporation whereby a comprehensive policy No. C426 1973 was issued
to cover the plaintiff’s vehicle for a period of three months commencing 8
January 1973 and ending on 6 March 1973. On 18 February 1973, the plaintiff’s
vehicle was involved in an accident and the vehicle was extensively damaged.<o:p></o:p><p class="MsoNormal" style="margin-bottom: 5pt; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">&nbsp;<o:p></o:p><p class="MsoNormal" style="margin-bottom: 5pt; line-height: normal; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">The plaintiff then informed the defendants of this, and the
vehicle was then towed to the workshop of Lodestar Engineering Co., Ltd. in
Accra </main>