ACHEAMPONG vs. FIRST GHANA BUILDING SOCIETY AND OTHERS [1987]DLHC238

Date	1987-08-07
Suit No.
Citation No.	[1987]DLHC238

OSEI-HWERE J. A.

WILLIE AMARFIO FOR THE PLAINTIFF.

K. W MENSA FOR THE DEFENDANTS.

<p class="mb-5" id="contentDlCitation"  hidden>[1987]DLHC238</p>
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:
12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Times New Roman&quot;;mso-bidi-font-family:Helvetica;color:#00B0F0">ACHEAMPONG</span></b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:
12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Times New Roman&quot;;mso-bidi-font-family:Helvetica;color:#00B0F0">vs.</span></b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 12pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#00B0F0">FIRST GHANA BUILDING SOCIETY AND
OTHERS</span></b><span style="font-size:12.0pt;line-height:115%;font-family:
&quot;Helvetica&quot;,&quot;sans-serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">[HIGH COURT, ACCRA]</span><span style="font-size: 10pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">[1989-90] 2 GLR
461&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</span></b><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">DATE: 7</span><sup><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">TH</span></sup><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;"> AUGUST, 1987</span><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;">COUNSEL:
<o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">WILLIE AMARFIO FOR THE PLAINTIFF.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">K. W MENSA FOR THE DEFENDANTS.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;">CORAM:
<o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">OSEI-HWERE J. A.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;mso-outline-level:1"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;"><o:p>&nbsp;</o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

</div><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">OSEI-HWERE J.A.</span></b><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">This action has its genesis in a
loan transaction. In 1960 the plaintiff took a loan of £2,000 from the first
defendants. He secured the repayment of the loan with his house No A 1420/3
(Glory House) situate at Mamprobi, Accra. The loan was payable by instalments.
A deed of mortgage was executed between the plaintiff of the one part and the
first defendants of the other part in pursuance of the said loan. In 1974 the
plaintiff was still in arrears in the sum of ¢2,175 and the first defendants
issued their notice of demand dated 17 June 1974. The plaintiff’s next friend
paid ¢100 on the plaintiff’s behalf and issued post-dated cheques in
liquidation of the balance which the first defendants rejected before the
maturity dates. Long after the rejection of the said cheques (some 20 months
after the rejection) the first defendants, as alleged, caused the plaintiff’s
mortgaged property to be sold by the second defendant to the third defendant at
a public auction conducted on 15 June 1977.</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">&nbsp;</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">Following his purchase of the
mortgaged property the third defendant sued the plaintiff for recovery of
possession in suit No 776/78. The plaintiff failed to enter an appearance and
the third defendant obtained judgment by default. The plaintiff has brought
this action claiming against the defendants jointly and severally for an order:</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin: 0in 0in 5pt 0.5in; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><i><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">“(1) declaring null and void the alleged sale by auction on 15
June 1977 of house No A 1420/3, Mamprobi, popularly known as ‘Glory House’, by
the second defendant to th</main>