AFODOFE vs. CENTRAL INSURANCE CO. [1992]DLHC254

Date	1992-07-16
Suit No.
Citation No.	[1992]DLHC254

ACQUAH J.

JONES DOTSE (WITH MISS DENNIS) FOR THE PLAINTIFF.

ENOCH ANDOH FOR THE DEFENDANTS.

<p class="mb-5" id="contentDlCitation"  hidden>[1992]DLHC254</p>
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:
12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Times New Roman&quot;;mso-bidi-font-family:Helvetica;color:#00B0F0">AFODOFE</span></b><span style="font-size:13.5pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 0.0001pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:
12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Times New Roman&quot;;mso-bidi-font-family:Helvetica;color:#00B0F0">&nbsp;vs.</span></b><span style="font-size:13.5pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 12pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#00B0F0">CENTRAL INSURANCE CO.</span></b><span style="font-size:13.5pt;line-height:115%;font-family:&quot;Helvetica&quot;,&quot;sans-serif&quot;;
mso-fareast-font-family:&quot;Times New Roman&quot;;color:#00B0F0"><o:p></o:p></span></p><p class="MsoNormal" align="center" style="margin-bottom: 5pt; text-align: center; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">[HIGH COURT, HO]</span><span style="font-size: 10pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;">COUNSEL:
<o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">JONES DOTSE (WITH MISS DENNIS) FOR THE PLAINTIFF.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">ENOCH ANDOH FOR THE DEFENDANTS.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align:
justify;line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;">CORAM:
<o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0in 0in 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" style="margin-bottom: 0.0001pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0in;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">ACQUAH J.</span><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Times New Roman&quot;, serif;"><o:p></o:p></span></p>

</div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;mso-outline-level:1"><b><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;"><o:p>&nbsp;</o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

</div><p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><b><u><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">ACQUAH J.</span></u></b><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">The issue for consideration in this
ruling is whether in an application for summary judgment under Order 14 of the
High Court (Civil Procedure) Rules, 1954 (L.N. 140A) as amended by the High
Court (Civil Procedure) (Amendment) (No. 2) Rules, 1977 (L.I. 1129), r. 1, a
court is debarred from looking at the statement of defence of a respondent who
had not filed an affidavit in opposition to the summons. For in this
application for summary judgment, the applicant contends that once the
respondents had not filed an affidavit in opposition to her summons, the
defence filed earlier on by the said respondents should not be considered with
a view to determining whether it raises any triable issue. And that if there is
any such triable issue the same must be deposed to in an affidavit opposing the
summons.</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">The applicant herein is the
plaintiff-judgment creditor (hereinafter referred to as the applicant) in a
running-down suit No. CS 118/87 entitled Afodofe v. Sedzro, High Court, Ho,
unreported for the sum of ¢517,590. The defendants in the said suit were
alleged to have been insured by the Central Insurance Co. The applicant
consequently issued out a writ of summons against this insurance company for
the payment of the judgment debt and costs by virtue of section 10 (1) of the
Motor Vehicles (Third Party Insurance) Act, 1958. The writ was accompanied by a
statement of claim setting out the details of her claims.</span><span style="font-size: 13.5pt; line-height: 115%; font-family: Helvetica, sans-serif;"><o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; line-height: 115%; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">After the Central Insurance Co. had
been served with the writ and the statement of claim and the time within which
appearance ought to be entered had lapsed, the applicant filed the instant
summons for summary judgment under Order 14 of L.I. 1129. In her affidavit
supporting her application, she deposed that after the court delivered judgment
in her favour, the defendants applied to set same aside but their application
was refused and that no appeal was filed against the said ruling. She therefore
avers that since the defendants were insured by the Central Insurance Co. the
said insurance company is </main>