OSELT. BANDOH AND GHANA COMMERCIAL BANK [2001]DLCHRAJ5960

Date	2001-01-22
Suit No.	Our Ref: CHRAJ/185/96/284
Citation No.	[2001]DLCHRAJ5960

BENJAMIN K. OPPONG

[2001]DLCHRAJ5960
																																						<div class="restriction-wrapper">
														<div class="container-lg">
															<div class="row">
																<div class="col-md-12 restricted-content">
																	<div class="restricted-content-img-wrapper">
																		<div class="lock-icon bounce-7">
																			<img class=""
																				src="https://www.dennislawgh.com/dl-assets/dl-images/lock-content.png"
																				alt="Subscription based content">
																		</div>
																	</div>
																	 
																		<a href="https://www.dennislawgh.com/login"
																		class="btn btn-primary btn-lg"
																		style="font-family: 'open sans'; text-transform: capitalize; border-radius: 8px"> 
																		Login to Read Full Case </a>
																	 
																	
																</div>
															</div>
														</div>
													</div>
													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B050">OSELT. BANDOH <o:p></o:p>(COMPLAINANT)<o:p></o:p>AND<o:p></o:p><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B050">GHANA COMMERCIAL BANK<o:p></o:p>(RESPONDENT)<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center;
mso-pagination:none;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">(CHRAJ)<o:p></o:p>

Our Ref: CHRAJ/185/96/284&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 22/01/2001<o:p></o:p>

</div>commissioner:<o:p></o:p>BENJAMIN
K. OPPONG DEPUTY COMMISSIONER LEGAL/OPERATIONS FOR COMMISSIONER<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center;
mso-pagination:none;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">DECISION<o:p></o:p>

</div>INTRODUCTION:<o:p></o:p>The
complainant was the Branch Manager of the respondent Bank at Oda. His
appointment was terminated in 1990 as a result of unauthorised overdraft
facility created by him resulting in a financial loss to the Bank He claimed
his pension covering the period of 14 years 7 months that he had served the
Bank. On the contrary, the Bank contended that he was not entitiled to it
because one should have served 15 years to be qualified for pension paid by the
bank to its retired or terminated employees.<o:p></o:p>The
main issue for determination is whether the complainant is entitled to pension.<o:p></o:p>COMPLAINANT'S CASE:<o:p></o:p>The
complainant was transferred to Akim Oda in 1984 as the Branch Manager. In 1990
he was interdicted by the Bank on allegations of dishonest conduct in relation
to some cheques belonging to a customer. As a result he was put before the
Greater Accra Regional Tribunal but was discharged for want of evidence. During
the pendency of the court case, the Bank terminated his appointment with effect
from November 1990 without assigning any reason, except stating that the
complainant would be entitled to all his benefits covering the period of 14
years 7 months that he served the Bank.<o:p></o:p>According
to the complainant, after deductions for loans taken by him, the benefits
entitled him to a mere ¢39,000.00; and even that amount had not been paid to
him, the excuse being that the customer granted the overdraft facility had not
cleared the outstanding overdraft in his account.<o:p></o:p>The
complainant's averments were that:<o:p></o:p><ol style="margin-top:0in" start="1" type="1">
 <li class="MsoNormal" style="text-align: justify; border: none;"><span style="font-size:12.0pt;line-height:115%;
 font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
 mso-bidi-font-family:&quot;Book Antiqua&quot;">He had not been convicted for any
 criminal offence concerning the allegations or any other offence.<o:p></o:p></li>
 <li class="MsoNormal" style="text-align: justify; border: none;"><span style="font-size:12.0pt;line-height:115%;
 font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
 mso-bidi-font-family:&quot;Book Antiqua&quot;">No disciplinary action had been taken
 against him concerning those unproved allegations.<o:p></o:p></li>
 <li class="MsoNormal" style="text-align: justify; border: none;"><span style="font-size:12.0pt;line-height:115%;
 font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
 mso-bidi-font-family:&quot;Book Antiqua&quot;">He had never been given the
 opportunity to explain the facts alleged to enable him absolve himself.<o:p></o:p></li>
 <li class="MsoNormal" style="margin-bottom: 5pt; text-align: justify; border: none;"><span style="font-size:
 12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
 &quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;">He had served the Bank
 for a continuous period of 14 years 7 months and would have qualified for
 pension at the completion of 15 years service.<o:p></o:p></li>
</ol>