PATRICK SEDDOH KPODO AND GHANA REINSURANCE COMPANY, THE MINISTER OF FINANCE AND THE COMMISSIONER OF INSURANCE [2001]DLCHRAJ5962

PATRICK SEDDOH KPODO AND GHANA REINSURANCE COMPANY, THE MINISTER OF FINANCE AND... [2001]DLCHRAJ5962

Date	2001-03-07
Suit No.	Our Ref: CHRAJ/503/93/866
Citation No.	[2001]DLCHRAJ5962

EMILE FRANCIS

[2001]DLCHRAJ5962
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B050">PATRICK SEDDOH KPODO<o:p></o:p>&nbsp;(COMPLAINANT)<o:p></o:p>AND<o:p></o:p><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B050">GHANA REINSURANCE COMPANY,
THE MINISTER OF FINANCE AND THE COMMISSIONER OF INSURANCE <o:p></o:p>(RESPONDENT)<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center;
mso-pagination:none;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">(CHRAJ)<o:p></o:p>

Our Ref: CHRAJ/503/93/866&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE:
07/03/2001<o:p></o:p>

</div>commissioner:<o:p></o:p>EMILE
FRANCIS SHORT THE COMMISSIONER<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:5.0pt;text-align:center;
mso-pagination:none;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">DECISION<o:p></o:p>

</div>UNDISPUTED FACTS<o:p></o:p>Ghana Reinsurance Company Ltd (Ghana Re),
the 1st Respondent, was a public corporation operating under the name Ghana
Reinsurance Organisation until July 1995 when it was incorporated as a private
limited liability company with the Government as the sole shareholder.<o:p></o:p>Patrick
Kpodo (the Complainant) was the Executive Chairman of Ghana Re, until 4th
September 1995, when upon the directive of the President, he was interdicted by
the Minister of Finance (the Minister), the 2nd Respondent. The letter of
interdiction, dated 4th September 1995, cited the report of preliminary
investigations conducted by the National Insurance Company (NIC) into the
management and investments of funds by the Ghana Re as the basis for the
President's directive,<o:p></o:p>On 4th December 1995, the Commissioner of
Insurance (the 3rd Respondent) set up a three-member Special Committee, with
himself as Chairman, to investigate the affairs of Ghana Re. The Board also
conducted its own investigation through KPMG, a firm of accountants. Both
committees found that Ghana Re's offshore dealings with Meridian International
Bank Limited (MIBL) had to be underwritten as a bad debt.<o:p></o:p>On 29th August 1996, the Acting Executive
Chairman of Ghana Re, upon the directive of the 3rd Respondent, informed the
Complainant that from that date, 50% of his salary would be withheld. In
addition the following perquisites enjoyed by the Complainant were withdrawn:<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:5.0pt;
margin-left:.5in;text-align:justify;mso-pagination:none;border:none;mso-padding-alt:
31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes">• Use of company car<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:5.0pt;
margin-left:.5in;text-align:justify;mso-pagination:none;border:none;mso-padding-alt:
31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes">• Use of company driver<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:5.0pt;
margin-left:.5in;text-align:justify;mso-pagination:none;border:none;mso-padding-alt:
31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes">• Use of watchman and other
domestic servants<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:5.0pt;
margin-left:.5in;text-align:justify;mso-pagination:none;border:none;mso-padding-alt:
31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes">• Payment for utility
services<o:p></o:p><o:p>&nbsp;</o:p>Following
the failure of both the Minister of Finance and the President to acknowledge
his letters of protest, the Complainant, by a complaint dated September 8,
1997, lodged a complaint with the Commission on Human Rights and Administrative
Justice (the Commission) against his interdiction by the Minister.<o:p></o:p>