ROYAL BENEFICIARIES ASSOCIATIONPER THE PRESIDENT JOANA EWURABENA OCRAN (PLAINTIFF/APPELLANT) vs. MRS. VIVIAN MENSAH, ALICE BADU, VIVIAN OWUO AND DAVID B. MENSAH (DEFENDANTS/ RESPONDENTS) [2010]DLCA7861

ROYAL BENEFICIARIES ASSOCIATIONPER THE PRESIDENT JOANA EWURABENA OCRAN (PLAINTIF... [2010]DLCA7861

Date	2010-05-13
Suit No.	CIVIL APPEAL NO. H1/239.2008
Citation No.	[2010]DLCA7861

MRS. HENRIETTA ABBAN J.A. (PRESIDING)

MR. W. H. K. ADDO J.A.

MR. E. K. AYEBI J.A.

MR. FRANCIS KWAME YEBOAH FOR PLT’/APPLT’

MR. GEORGE ABORGAH FOR THE DEFTS’/RESPTS’

[2010]DLCA7861
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													<main id="main" class="content" style="min-height: 60rem" >ROYAL BENEFICIARIES ASSOCIATIONPER THE PRESIDENT JOANA EWURABENA
OCRAN<o:p></o:p>(PLAINTIFF/APPELLANT)<o:p></o:p><span lang="EN-US" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0">vs.<o:p></o:p>MRS. VIVIAN
MENSAH, ALICE BADU, VIVIAN OWUO AND DAVID B. MENSAH<o:p></o:p>(DEFENDANTS/
RESPONDENTS)<o:p></o:p>[COURT
OF APPEAL, ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

CIVIL
APPEAL NO. H1/239.2008&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 13TH MAY, 2010<o:p></o:p>

</div>COUNSEL:<o:p></o:p>MR.
FRANCIS KWAME YEBOAH FOR PLT’/APPLT’<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

MR.
GEORGE ABORGAH FOR THE DEFTS’/RESPTS’<o:p></o:p>

</div>CORAM:<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

MRS.&nbsp; HENRIETTA ABBAN J.A. (PRESIDING), MR. W. H.
K. ADDO J.A., MR. E. K. AYEBI J.A.<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

</div>AYEBI J.A.<o:p></o:p>This is an appeal from the judgment of the
Commercial Court, Accra delivered on 26th November 2007.<o:p></o:p><o:p>&nbsp;</o:p>At the trial court, the plaintiff who is the
appellant herein, claimed the following reliefs:<o:p></o:p>(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Repayment
of an amount of 210 million cedis representing 14 weeks of 15 million cedis
still unpaid.<o:p></o:p>(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Interest
on the above amount at the current bank interest rate, from 21st
August 2006 to the date of final payment.<o:p></o:p>(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Any
other reliefs that may seem fit to the court.<o:p></o:p>On their part, Defendants who are the respondents
in this appeal, counter-claimed for:<o:p></o:p>(a)&nbsp;&nbsp;
A
declaration that the loan transaction is illegal and unenforceable in terms of
the Moneylenders Ordinance, Cap 176.<o:p></o:p>(b)&nbsp; An order setting aside the loan transaction for
being illegal and unenforceable.<o:p></o:p>(c)