[2012]DLNLC7678 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B050">SALAMATU ADAM</span></b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; color:#00B050"><o:p></o:p></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B050">vs.</span></b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; color:#00B050"><o:p></o:p></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B050">PR</span></b><b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Courier New"; mso-bidi-font-family:"Courier New";color:#00B050">O</span></b><b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B050">CREDIT SAVINGS AND LOANS </span></b><b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Courier New";mso-bidi-font-family:"Courier New"; color:#00B050">CO</span></b><b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; color:#00B050">MP</span></b><b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Courier New";mso-bidi-font-family:"Courier New"; color:#00B050">A</span></b><b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; color:#00B050">NY<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B050">LIMITED<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">[NLC]<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:31.0pt 31.0pt 1.0pt 31.0pt;mso-border-shadow:yes"> <p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm; mso-padding-alt:31.0pt 31.0pt 1.0pt 31.0pt;mso-border-shadow:yes"><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">Our Ref: NLC/C-706/2010/2012/85Q </span><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">DAT</span><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">E</span><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">: </span><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">9<sup>TH</sup> FEBRUARY, 2012</span><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;"><o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><span lang="EN-US" style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">FOR THE COMMISSON: <o:p></o:p></span></p><p class="MsoNoSpacing" style="line-height:115%"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">PAUL OSEI MENSAH (MEMBER)<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm; mso-padding-alt:0cm 0cm 1.0pt 0cm"><b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif">DECISION </span></b><span lang="EN-US" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Courier New"; mso-bidi-font-family:"Courier New";color:#2B2B00"> </span><b><span lang="EN-US" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif"><o:p></o:p></span></b></p> </div><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none; mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><b><u><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">F</span></u></b><b><u><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">ACTS <o:p></o:p></span></u></b></p><p class="MsoNormal" style="margin-bottom:6.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">On 4th Octobe</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">r</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">, 2010 Salamatu Adam lodged a complaint with the Commission against his employers Procredit for unfair termination. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:14.55pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">Her ca</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">s</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">e </span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">w</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">as that the allegation that he aided Douglas Asafo Adjei in defrauding the company was unsubstantiated and false, that it was never correct that she appended her signature on the clients contract without seeing the person who signed it. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:14.8pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">The relief s</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">h</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">e is seeking is that Procredit should be ordered to retract the false allegati</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">on </span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">and pay compensation. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:14.55pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">The case of the company was that termination of the appointment of the complainant was as a result of a breach of laid down procedures and that the said termination was lawful. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:13.75pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><b><u><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">FINDINGS <o:p></o:p></span></u></b></p><p class="MsoNormal" style="margin-top:6.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">Management of Pro-credit did carry out investigation into fraudulent activities at its Sunyani branch in 2010. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:2.0pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">T</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">h</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">e investigation was carried out as a routine activity. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:14.8pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">The investigation indicated that Salamatu Adam did signed sixteen (16) </span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">t</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">ransactions as a client advisor and also as the senior client Advisor/Supervisor. Additionally, she signed as a legal Representative of Torpsal Ent. for three transfers and also checked as the supervisor, thus side-stepping the four eye principle. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:13.75pt;text-align:justify;mso-pagination: none;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow: yes"><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">At the hearing the witness for the Respo</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">n</span><span lang="EN-US" style="font-size: 12pt; line-height: 115%; font-family: "Book Antiqua", serif;">dent Mr. Manu admitted that Salamatu Adam signed only one client document in the absence of the client. Mr. Manu in his evidence said that during the investigation the team talked to Salamatu Adam. However, Salamatu Adam denied this assertion. <o:p></o:p></span></p><p class="MsoNormal" style="margin-top:15.3pt;text-align:jus