GHANA COMMERCIAL BANK LIMITED vs J.K. ACKAH ENTERPRISE LIMITED & 2 OTHERS [2013]DLCA16156

Date	2013-03-21
Suit No.	CIVIL APPEAL NO.H1/14/2013
Citation No.	[2013]DLCA16156

S. K. MARFUL-SAU JA –PRESIDING

DENNIS ADJEI JA

BARBARA ACKAH-YENSU JA

KYE ESQ.

JOHN MERCER ESQ.

[2013]DLCA16156
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													<main id="main" class="content" style="min-height: 60rem" >GHANA
COMMERCIAL BANK LIMITED<o:p></o:p>(PLAINTIFF/ RESPONDENT)<o:p></o:p>vs.<o:p></o:p>J.K.
ACKAH ENTERPRISE LIMITED &amp; 2 OTHERS<o:p></o:p>(DEFENDANTS/APPELLANTS)<o:p></o:p>[COURT OF APPEAL, CAPE COAST]<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt; margin-left: 0cm; margin-right: 4.5pt;">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
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padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">CIVIL APPEAL NO.H1/14/2013&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE:
21ST MARCH, 2013<o:p></o:p>

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;text-justify:inter-ideograph;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">KYE
ESQ. FOR PLAINTIFF/RESPONDENT<o:p></o:p>

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;text-justify:inter-ideograph;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">JOHN
MERCER ESQ. FOR DEFENDANT/APPELLANT<o:p></o:p>

</div>CORAM&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>S. K. MARFUL-SAU JA –PRESIDING, DENNIS ADJEI JA, BARBARA
ACKAH-YENSU JA<o:p></o:p><div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0cm; margin-left: 0cm; margin-right: 4.5pt;">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;tab-stops:
center 242.9pt left 303.0pt;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; JUDGMENT&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>

</div>BARBARA
ACKAH-YENSU, JA:<o:p></o:p>&nbsp;Upon an application for Summary
Judgment, judgment was entered in favour of the Plaintiff/Respondent in the sum
of GH¢113,094.58 with interest, and recovery of an overdue overdraft facility
in the sum of GH¢71,554.06 with interest at the rate of 27% per annum on both
sums, from 6th December, 2006 to the date of final payment, together
with agreed costs of GH¢2,000.00. <o:p></o:p>&nbsp;The said Judgment was entered on 10th
March 2009.&nbsp; Thereafter, on 28th
July 2009, the Plaintiff/Respondent caused a writ of fieri facias&nbsp;&nbsp; &nbsp;(fi fa) to be issued and in pursuance
thereof the 2nd Defendant’s property No. 18C Anaji/Effia Residential
Area, renumbered H/No.20 PT 186 used as security for the loan contracted by the
1st Defendant, was attached in execution of the judgment debt.&nbsp; <o:p></o:p>&nbsp;Officers of the High Court, Sekondi,
sold the property in question under the writ of fi fa on the 3rd February, 2012.&nbsp;&nbsp; The 2nd Defendant brought an
application to set aside the said judicial sale of the property in question on
the ground that the sale was a nullity.&nbsp;
The High Court, Sekondi in its ruling of 7th March 2012
dismissed the application.&nbsp; It is against
this ruling that the 2nd Defendant (hereinafter referred to as the
“Appellant”) has appealed to this Court.&nbsp;
The grounds of appeal as contained in the Notices of Appeal are as
follows:<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; “i.&nbsp;
&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Judicial Sale of the 2nd
Defendant/Judgment Debtor’s <o:p></o:p>property was a nullity as there was no
writ of fieri facias legally or validly subsisting as at the material time of
the sale.<o:</main>