G.P.R.T.U OF T.U.C KUMASI vs. SG- SSB BANK LIMITED [2013]DLHC3864

Date	2013-04-29
Suit No.	SUIT NO.RPC/130/12
Citation No.	[2013]DLHC3864

ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE OF THE HIGH COURT

MR. EGBLOBE ANAGLATE FOR THE PLAINTIFF.

MR. CHARLES AKWASI TAMMA FOR THE DEFENDANT.

[2013]DLHC3864
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													<main id="main" class="content" style="min-height: 60rem" >G.P.R.T.U OF T.U.C
KUMASI<o:p></o:p>vs.<o:p></o:p>SG- SSB BANK LIMITED<o:p></o:p>&nbsp;[HIGH COURT (COMMERCIAL
DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

SUIT NO.RPC/130/12&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 29TH APRIL, 2013<o:p></o:p>

</div>COUNSEL:&nbsp;&nbsp; <o:p></o:p>MR. EGBLOBE ANAGLATE FOR
THE PLAINTIFF.<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

ANGELINA
MENSAH-HOMIAH (MRS.) JUSTICE
OF THE HIGH COURT<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

</div>The Plaintiff caused a writ of
summons to be issued against the Defendant Bank for the reliefs as set out
below:<o:p></o:p><ol style="margin-top:0in" start="1" type="1">
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l0 level1 lfo1;
 tab-stops:list .5in">An
 order for the payment of Fifteen Thousand Ghana Cedis (GH¢15,000.00) being
 monies standing to the credit of the Plaintiff in its accounts with the
 Defendant as at 6th May, 2012 which account is numbered
 0331010106476.<o:p></o:p></li>
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l0 level1 lfo1;
 tab-stops:list .5in">Interest
 on the said amount from 6th May, 2012 to the date of final
 payment at the prevailing commercial rate and<o:p></o:p></li>
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l0 level1 lfo1;
 tab-stops:list .5in">Costs.<o:p></o:p></li>
</ol>The Plaintiff’s case was concise. It
operated an account numbered 0331010106476 with the Defendant Bank. The
Defendant paid out the sum endorsed on the writ of summons to a Judgment
Creditor who is unknown to the Plaintiff, allegedly, upon a court order. The
Plaintiff further averred that the said court order made no reference to them
and accused the Defendant Bank of being reckless or negligent.<o:p></o:p><o:p>&nbsp;</o:p>On its part, the Defendant alleged
that the Plaintiff was informed of the Garnishee Proceedings through one of
their officers and it was duly represented in court by a lawyer. During the
proceedings, the Defendant alleged that it informed the court that GPRTU had
two accounts with them i.e. the Aboabo and Mim branches but the court still
ordered it to pay GH¢15,000.00 to the Plaintiff in that case. The Defendant
Bank denied any acts of recklessness or negligence.<o:p></o:p><o:p>&nbsp;</o:p>By way of reply, the Plaintiff
averred that the Defendant never informed it about any Garnishee Order and was
unaware that its account had been frozen per a court order dated 21/02/2012.
Thus, on 13/03/2012, an amount of GH¢15,000.00 was deposited into this account.
Further, the Plaintiffs stated that it was in the afternoon of 7th
May, 2012 that somebody from the Defendant Bank first phoned its secretary,
Mr., Duku, telling him that its account had been frozen. He then proceeded to
the Bank on the same day to verify and was shown a hearing notice inviting the
Bank to attend Court on 14/03/2012. The next morning, the Plaintiff said its
representatives went back to the Defendant bank and they were informed that
their money had been used to defray a judgment debt.<o:p></o:p><o:p>&nbsp;</o:p>The above assertions raise serious
legal issues. Thus, the following issues were set down for trial:<o:p></o:p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether or not the Plaintiff is a
party to suit no. C8/112/09?<o:p></o:p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether the Plaintiff is bound by
the order of the High Court in suit number C8/112/09?<o:p></o:p>3.&</main>