SAMUEL NARTEY KODJOE vs. VANGUARD ASSURANCE CO. LTD. [2014]DLCA6958

Date	2014-06-19
Suit No.	SUIT NO: H1/50/2014
Citation No.	[2014]DLCA6958

MARIAMA OWUSU (PRESIDING)

OFOE J.A.

DORDZIE J.A

MR. YAW OPOKU ADJAYE FOR PLAINTIFF/APPELLANT

MR. HAMZA ALHASSAN FOR DEFENDANT/RESPONDENT

[2014]DLCA6958
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													<main id="main" class="content" style="min-height: 60rem" >SAMUEL NARTEY KODJOE<o:p></o:p>(PLAINTIFF/APPELLANT)<o:p></o:p>vs.<o:p></o:p>VANGUARD ASSURANCE CO. LTD.<o:p></o:p>(DEFENDANT/RESPONDENT)<o:p></o:p>[COURT
OF APPEAL, ACCRA]<o:p></o:p>SUIT
NO: H1/50/2014&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE:
JUNE 19, 2014<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
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padding:1.0pt 0in 1.0pt 0in">

<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">COUNSEL:&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<o:p></o:p>

<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">MR.
YAW OPOKU ADJAYE FOR PLAINTIFF/APPELLANT <o:p></o:p>

<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">MR.
HAMZA ALHASSAN FOR DEFENDANT/RESPONDENT<o:p></o:p>

</div>CORAM: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<o:p></o:p>MARIAMA
OWUSU (PRESIDING), OFOE J.A., DORDZIE J.A.<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div><o:p>&nbsp;</o:p>&nbsp;MARIAMA OWUSU, J.A.:<o:p></o:p>&nbsp;The main issue for determination in this
appeal is whether the Plaintiff/Appellant at the time of the accident that has
culminated in this appeal had a valid driving license. <o:p></o:p>The
trial judge answered this question in the negative. <o:p></o:p>Dissatisfied
with the decision of the trial court, the plaintiff appealed to the Court of
Appeal on the following grounds;<o:p></o:p>&nbsp;a. The judgment is against the weight of
evidence. <o:p></o:p>b.
The court erred when it held that at the time of the accident the plaintiff did
not have a valid driving license. <o:p></o:p>c.
Further grounds of appeal may be filed upon receipt of the record of
proceedings. <o:p></o:p>The
relief sought from the Court of Appeal is that; <o:p></o:p>The
judgment be set aside and judgment given to the plaintiff. <o:p></o:p>Before
dealing with the merits or otherwise of this appeal, I will give a brief
background of this case. <o:p></o:p>The
plaintiff/appellant [herein after referred to as plaintiff] issued a writ of
summons claiming the following reliefs;<o:p></o:p>&nbsp;1. A declaration that on the date of the
accident on 27-8-2012 involving plaintiff’s vehicle No. GR 8353-10 plaintiff’s
driving license was valid. <o:p></o:p>2.
GH¢50,000.00 general damages for breach of contract. <o:p></o:p>3.
An order directed at the defendant to pay for the repair cost of plaintiff’s
vehicle estimated at £1,843.45. <o:p></o:p>4.
Loss of use of the said vehicle at the rate of GH¢50.00 a day from 27-8-2012.<o:p></o:p>&nbsp;In the statement of claim that accompanied the
writ of summons, the plaintiff averred that he is a legal practitioner based in
Accra, whilst the defendant/appellant [hereinafter referred to as defendant] is
a reputable Insurance Company established under the Laws of Ghana and doing
business as such. The plaintiff averred further that, he purchased and insured
his vehicle, Land Rover Freelancer with registration No. GR 8353-10 with a
comprehensive Insurance cover and was issued with Insurance Policy No.
P-001-1051-2010-010-142 dated 19-3-2010 by the defendant. He continued that on 27-8-2012,
his vehicle was involved in an accident and got damaged. <o:p></o:p>