[2015]DLHC17338 Login to Read Full Case <span style="font-size: 18px !important;"><div class="WordSection1"> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt"><a name="_Hlk154138250"></a><a name="_Hlk152146143"><b><span style="font-size:12.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";color:#00B0F0">MANTRAC GHANA LTD <o:p></o:p></span></b></a></p> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt"><i><span style="font-size:10.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">(PLAINTIFF)<o:p></o:p></span></i></p> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt"><b><span style="font-size:10.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";color:#00B0F0">vs</span></b><i><span style="font-size:10.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua"">.<o:p></o:p></span></i></p> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt"><b><span style="font-size:12.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";color:#00B0F0">STAR ASSURANCE COMPANY LTD <o:p></o:p></span></b></p> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt"><i><span style="font-size:10.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">(DEFENDANT)</span></i><b><span style="font-size:12.0pt;mso-bidi-font-size:11.0pt;line-height: 115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua";color:#00B0F0"><o:p></o:p></span></b></p> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt"><span style="font-size:10.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua"">[HIGH COURT, ACCRA]<o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt 168.75pt"><span style="font-size:10.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua""> </span></p> <div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: black; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt; border:none;mso-border-bottom-alt:solid black 1.5pt;padding:0cm;mso-padding-alt: 0cm 0cm 1.0pt 0cm"><a name="_heading=h.gjdgxs"></a><span style="font-size:10.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">Suit No. RPC/130/13 DATE: 7<sup>TH</sup> JULY 2015</span><b><span style="font-size:12.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua""><o:p></o:p></span></b></p> </div> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt"><b><span style="font-size:12.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua"">COUNSEL<o:p></o:p></span></b></p> <div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm; mso-padding-alt:0cm 0cm 1.0pt 0cm"><span style="font-size:12.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua";mso-bidi-font-weight:bold">AKWASI GYIMAH-BOTA FOR PLAINTIFF <o:p></o:p></span></p> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm; mso-padding-alt:0cm 0cm 1.0pt 0cm"><span style="font-size:12.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua";mso-bidi-font-weight:bold">BERNARD AHIAFOR FOR DEFENDANT`<o:p></o:p></span></p> </div> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt"><b><span style="font-size:12.0pt;mso-bidi-font-size: 11.0pt;line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua"">CORAM <o:p></o:p></span></b></p> <p class="MsoNormal" style="text-align:justify;line-height:115%;tab-stops:4.5pt"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-bidi-font-weight:bold">JENNIFER DODOO (MRS)</span><span style="font-size:12.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";mso-bidi-font-weight:bold"><o:p></o:p></span></p> <div style="border-top-width: 1.5pt; border-top-color: black; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: black; border-right: none; padding: 1pt 0cm 0cm;"> <p class="MsoNormal" align="center" style="text-align:center;line-height:115%; tab-stops:4.5pt;border:none;mso-border-top-alt:solid black 1.5pt;mso-border-bottom-alt: solid black 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 0cm 0cm"><b><span style="font-size:12.0pt;mso-bidi-font-size:11.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">JUDGMENT</span></b><b><span style="font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua""><o:p></o:p></span></b></p> </div> <p class="MsoBodyText" style="text-align:justify;line-height:115%"><span style="font-family:"Book Antiqua",serif">The<span style="letter-spacing:-.15pt"> </span>Plaintiff<span style="letter-spacing:-.15pt"> </span>claimed against<span style="letter-spacing:-.05pt"> </span>the<span style="letter-spacing:-.05pt"> </span>Defendant the following<span style="letter-spacing:-.15pt"> </span><span style="letter-spacing:-.1pt">reliefs:</span><o:p></o:p></span></p> <p class="MsoBodyText" style="text-align:justify;line-height:115%"><span style="font-family:"Book Antiqua",serif"> </span></p> <p class="MsoListParagraph" style="text-align:justify;text-indent:-18.0pt; line-height:115%;mso-list:l3 level1 lfo8;tab-stops:47.0pt"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"; letter-spacing:-.05pt">a.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua",serif">Recovery<span style="letter-spacing:-.4pt"> </span>of<span style="letter-spacing:-.1pt"> </span>cash<span style="letter-spacing:-.15pt"> </span>the<span style="letter-spacing:-.2pt"> </span>sum<span style="letter-spacing:-.15pt"> </span>of<span style="letter-spacing:-.15pt"> </span>GH¢1,367,527.92<span style="letter-spacing: -.15pt"> </span>being<span style="letter-spacing:-.25pt"> </span>the<span style="letter-spacing:-.15pt"> </span>balance<span style="letter-spacing:-.2pt"> </span>of<span style="letter-spacing:-.15pt"> </span>full<span style="letter-spacing:-.15pt"> </span>compensation<span style="letter-spacing: -.15pt"> </span>of insurance<span style="letter-spacing:-.1pt"> </span>as<span style="letter-spacing:-.15pt"> </span>per<span style="letter-spacing:-.1pt"> </span>an<span style="letter-spacing:-.15pt"> </span>Assets<span style="letter-spacing:-.15pt"> </span>All<span style="letter-spacing:-.15pt"> </span>Risks<span style="letter-spacing:-.15pt"> </span>Policy<span style="letter-spacing:-.35pt"> </span>Cover<span style="letter-spacing:-.1pt"> </span>taken<span style="letter-spacing:-.15pt"> </span>by<span style="letter-spacing:-.35pt"> </span>the Defendant<span style="letter-spacing:-.15pt"> </span>Company<span style="letter-spacing:-.35pt"> </span>with Policy No. SAC-01-ARR-11-0291 USD-P which the Defendant Company insured the </span><span style="font-family:"Book Antiqua",serif">Plaintiff’s<span style="letter-spacing:-.2pt"> </span>properties<span style="letter-spacing: -.1pt"> </span>with<span style="letter-spacing:-.05pt"> </span>all<span style="letter-spacing:-.05pt"> </span>its<span style="letter-spacing:-.1pt"> </span>divisions<span style="letter-spacing:-.15pt"> </span>throughout<span style="letter-spacing: -.05pt"> </span>the<span style="letter-spacing:-.1pt"> </span>country<span style="letter-spacing:-.2pt"> </span>where<span style="letter-spacing:-.1pt"> </span>it <span style="letter-spacing:-.1pt">operates.</span></span><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif"><o:p></o:p></span></p> <p class="MsoListParagraph" style="text-align:justify;text-indent:-18.0pt; line-height:115%;mso-list:l3 level1 lfo8;tab-stops:47.0pt"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"; letter-spacing:-.05pt">b.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-variant-alternates: normal; font-kerning: auto; font-optical-sizing: auto; font-feature-settings: normal; font-variation-settings: normal; font-variant-position: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:115%;