CHARLES MENSAH ANSU vs. NOBLE DREAM FINANCIAL SERVICES [2015]DLHC3529

Date	2015-07-03
Suit No.	SUIT NO.BFS/118/15
Citation No.	[2015]DLHC3529

HER LADYSHIP ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE OF THE HIGH COURT

ALFRED ANIM QUARSHIE FOR PLAINTIFF

KWASI ADU MANTE FOR DEFENDANT

[2015]DLHC3529
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													<main id="main" class="content" style="min-height: 60rem" ><a name="OLE_LINK1">CHARLES
MENSAH ANSU<o:p></o:p></a>vs.<o:p></o:p>NOBLE DREAM FINANCIAL SERVICES<o:p></o:p>[HIGH COURT (COMMERCIAL
DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

SUIT NO.BFS/118/15&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp;DATE: 3RD JULY, 2015<o:p></o:p>

</div>COUNSEL:&nbsp;&nbsp; <o:p></o:p>ALFRED
ANIM QUARSHIE FOR PLAINTIFF<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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KWASI ADU MANTE FOR DEFENDANT <o:p></o:p>

HER LADYSHIP ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE
OF THE HIGH COURT<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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JUDGEMENT<o:p></o:p>

</div>In this action, the
Plaintiff seeks to recover an amount of fifty-five thousand two Hundred and
Fifty Ghana Cedis (GH¢ 55, 250,000.00) from the Defendant, the interest thereon
and any other order that this court may deem fit. <o:p></o:p>The Plaintiff's case is
that sometime in July 2013, he invested his retirement benefits with the
Defendant and reinvested same twice on the maturity date of 14th April,
2014. He sought to withdraw his investment with the accrued interest at the
last maturity date but the Defendant has refused to accede to his request.<o:p></o:p>As to be expected, the
Defendant put up its usual defence that the Plaintiff has never been its
customer and there has never been any dealings between them. The Defendant
denied owing the Plaintiff.<o:p></o:p>This court has to
determine three issues set for the trial as follows:<o:p></o:p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether
or not the Plaintiff is a customer of the Defendant Financial Institution?<o:p></o:p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether
or not the Plaintiff invested GH¢55,250.00 in the Defendant's Institution?<o:p></o:p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Whether
or not the Plaintiff is entitled to his claim?<o:p></o:p>Counsel for the Defendant
was in Court on 04/03/2015 when directions were given for the commencement of
the trial. He failed to show up in court and a hearing notice was subsequently
served on him on through his secretary by name Osei Joseph on 12/05/2015 for
the June 15th trial. Again, both Counsel and the representative of
the Defendant were absent even though they had at least one month notice of the
trial. The Court had no option than to proceed to hear the Plaintiff's case
under Order 36rule 1 (2) (a) of the High Court (Civil Procedure) Rules 2004,
C.I. 47.
It reads:<o:p></o:p>Rule
(1) (2)<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; where an action is
called for trial and a party fails to attend, the trial judge may:<o:p></o:p><span style="font-size:12.0pt;
line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Arial Unicode MS&quot;;mso-bidi-font-family:&quot;Arial Unicode MS&quot;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Where the Plaintiff attends and the Defendant
fails to attend, dismiss the counterclaim, if any, and all</main>