[2015]DLHC3555 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">NAN ENTERPRISE LIMITED<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">MUBARAK ABUBAKAR<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="text-align:center"><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;"> [HIGH COURT (COMMERCIAL DIVISION), KUMASI]</span><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Tahoma"><o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma">SUIT </span><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">NO.RPC/224/14 </span><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">DATE: </span><span style="font-size:10.0pt;line-height:115%; font-family:"Book Antiqua","serif"">5</span><sup><span style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma">TH</span></sup><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Tahoma"> OCTOBER, 2015<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Book Antiqua"">COUNSEL: <o:p></o:p></span></b></p><p class="MsoNoSpacing" style="line-height:115%"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">KWAKU YEBOAH APPIAH FOR PLAINTIFF.<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">DAVID P. AMEDIOR FOR DEFENDANT.<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Book Antiqua"">CORAM:<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">HER LADYSHIP ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE OF THE HIGH COURT<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">JUDGEMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">By a writ of summons filed on 02/06/2014, the Plaintiff Company claimed the recovery of various amounts of money totaling GH¢76, 911.00 being the unpaid balances of goods supplied to the Defendant which he ought to have paid off by agreed dates in September and November, 2013 but has refused to do so. The Plaintiff also claimed interest on the amount owed.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">The Plaintiff described itself as carrying on business as General Merchant whereas the Defendant is a businessman. On 09/09/2013, the Plaintiff averred that assorted food items totaling GH¢13,155.00 were supplied to the Defendant at his request. Again, on 29/10/2013 and 01/11/2013, various food items totaling GH¢4,806.00 and GH¢75,155.00 respectively were supplied to the Defendant. The Plaintiff also alleged that another supply of cooking oil worth GH¢3000 was made to the Defendant on 05/11/2013. However, goods worth GH¢ 6,050.00 which the Plaintiff was unable to supply were deducted from his indebtedness. For all these supplies, it is the Plaintiff's case that full payment was to be effected within 10 days from the date of transaction but the Defendant has demonstrated by his conduct that he will not pay the sum claimed.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">The assertions on indebtedness were met with an outright denial by the Defendant. Although he admitted receipt of various goods worth GH¢75,155.00; GH¢13,155.00 ; GH¢ 3,000.00 and credit notes worth GH¢ 6,050.00, his version of the events is that he made full payment on or about November, 2013 and he is therefore not indebted to the Plaintiff. In another breath, he averred that the Plaintiff has turned down his request to be furnished with his actual indebtedness and that there is the need for accounts to be gone into for the determination of his actual indebtedness.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">This court has been invited to determine the sole question of whether or not the Defendant owes the amount claimed by the Plaintiff. This being a civil suit, the Plaintiff who has made a debt allegation against the Defendant bears the onus of proof as required by law. In discharging this burden, the Plaintiff is required to introduce evidence that will make its case more probable than not. The legal basis for the degree and standard of proof are sections 11(4) and 12 of the Evidence Act 1975, NRCD 323. There are a host of judicial authorities on the nature of proof required in civil suits and indeed, both counsel made reference to a couple of such cases in their written submissions. These include the 1959 case of Majolagbi v Larbi ; Zambrama v Segbedzi (1991) 2 GLR 221 CA; </span><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman"">Adwubeng v Domfeh (1996-97) SCGLR 660</span><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">;</span><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: Calibri;mso-bidi-font-family:"Times New Roman""> Takoradi Flour Mills v Samir Faris (2005-2006) SCGLR 883</span><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif"">;</span><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: Calibri;mso-bidi-font-family:"Times New Roman""> Yaa Kwesi v Arhin Davis ( 2007-2008) SCGLR 580;</span><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif""> and </span><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: Calibri;mso-bidi-font-family:"Times New Roman"">Continental Plastics v IMC Industries- Technik GMBH (2009) SCGLR 298 at 307</span><span style="font-size: 12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">. I need not be labour this point.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">In discharging the burden placed on it by law, a credit officer by name Samuel Evans Nyarko testified on its behalf. He indicated that the Defendant has a 10-day credit sales arrangement with the Plaintiff Company whereby mercantile food products sold to him are to be fully paid within a minimum period of ten days. Explaining the nature of their transactions, Nyarko said all purchases are keyed in on account of the Defendant, an invoice is then raised and a copy printed out for the Defendant. He tendered in evidence a statement of account of the Defendant as exhibit A. He gave details of the entries in exhibit A thus: (i) the Defendant had an opening (debit) balance of GH¢66,456. 83 in respect of goods earlier supplied to him; on 09/09/2013, goods worth GH¢13,155.00 were supplied to him but on 29/09/09 credit notes of GH¢770.00 and GH¢535.00 were given to him; goods worth GH¢3000 were supplied to him on 5/11/2013. He paid GHs 3,500.00 and GH¢ 70,000.00 respectively on 03/09/2013 and 29/10/2014 respectively. The Plaintiff's representative denied the Defendant's assertions that he does not owe the Plaintiff Company and stressed that the Defendant is indebted to the Plaintiff in the sum of GH¢76,911.84. <o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;text-justify:inter-ideograph"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">Counsel for the Defendant in cross-examination sought to attack the opening balance on exhibit A on the basis that the figure does not refer to goods supplied. To these line of questioning, the Plaintiff's representative emphasized that the opening balance was in respect