REV. ROCHER DE-GRAFT SEFA & ORS vs. BANK OF GHANA [2015]DLSC3253

Date	2015-11-19
Suit No.	CIVIL APPEAL NO. J4/51/2014
Citation No.	[2015]DLSC3253

ANSAH JSC (PRESIDING)

ANIN YEBOAH JSC

BAFFOE BONNIE JSC

GBADEGBE JSC

AKOTO BAMFO (MRS) JSC

SAMUEL CODJOE ESQ. FOR THE DEFENDANT/ APPELLANT/APPELLANT.

HANSEN K. KODUAH ESQ. FOR THE PLAINTIFFS/RESPONDENTS/ RESPONDENTS.

[2015]DLSC3253
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													<main id="main" class="content" style="min-height: 60rem" ><p class="MsoNormal" align="center" style="margin-bottom: 7.5pt; text-align: center; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size:
12.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#00B0F0;mso-fareast-language:#0C00">REV.
ROCHER DE-GRAFT SEFA &amp; ORS<o:p></o:p><p class="MsoNormal" align="center" style="margin-bottom: 7.5pt; text-align: center; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size:
12.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#00B0F0;mso-fareast-language:#0C00">vs.<o:p></o:p><p class="MsoNormal" align="center" style="margin-bottom: 7.5pt; text-align: center; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;"><span lang="en-GH" style="font-size:
12.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:Helvetica;color:#00B0F0;mso-fareast-language:#0C00">BANK
OF GHANA<o:p></o:p><p class="MsoNormal" align="center" style="margin-bottom: 7.5pt; text-align: center; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">[SUPREME
COURT, ACCRA]<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom: 1.5pt solid windowtext; padding: 0cm 0cm 1pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">

<p class="MsoNormal" align="center" style="margin-bottom: 6pt; text-align: center; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0cm;">CIVILAPPEALNO.J4/51/2014&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE:&nbsp;19TH&nbsp;NOVEMBER, 2015<o:p></o:p>

<p class="MsoNormal" style="margin-bottom: 7.5pt; text-align: justify; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0cm;">&nbsp;HANSEN K. KODUAH ESQ.&nbsp;FOR
THE PLAINTIFFS/RESPONDENTS/ RESPONDENTS.<o:p></o:p>

<p class="MsoNormal" style="margin-bottom: 7.5pt; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; border: none; padding: 0cm;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
JUDGEMENT<o:p></o:p>

</div><p class="MsoNormal" style="margin-bottom: 7.5pt; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">GBADEGBE JSC:<o:p></o:p><p class="MsoNormal" style="margin-bottom: 7.5pt; text-align: justify; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">:On June 29, 2012, the
plaintiffs-respondents-respondents took out the writ of summons herein against
the appellant-appellant-appellant (appellant) claiming among certain
declaratory reliefs and one other relief for the recovery of what was described
as a liquidated sum of money. We shall in this delivery refer only to three
such reliefs - two declaratory reliefs and the monetary claim. The said reliefs
which are numbered as (a), (b), and (d) are as follows:<o:p></o:p><p class="MsoNormal" style="margin: 0cm 0cm 7.5pt 36pt; text-align: justify; text-indent: -36pt; line-height: 15.55pt; background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial;">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
A&nbsp; declaration that the deliberate and or intentional act of the 1st&nbsp;defendant,
2nd&nbsp;defendant and 3rd&nbsp;defendants
permitting and or indulging the 4th&nbsp;defendant
to operate commercially as a bank concern in the Greater Accra Region, Ashanti
Region and Brong Ahafo Region respectively for over 2 (two) years without the
requisite Bank of Ghana banking license was not only negligent and or
unconscionable but unconstitutional, fraudulent and legally impermissible and
as result have caused substantial miscarriage of justice and civil injuries to
the plaintiffs.<o:p></o:p>