[2016]DLCA4769 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:PMingLiU;color:#00B0F0">UNI BANK GHANA LTD.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><i><u><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">(</span></u></i><i><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:PMingLiU">PLAINTIFF/APPELLANT)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:PMingLiU;color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:PMingLiU;color:#00B0F0">ENVIRONMENTAL, CIVIL & MINING PROJECT LTD. & 4 ORS.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><i><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:PMingLiU">(DEFENDANTS/RESPONDENTS)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:PMingLiU">[COURT OF APPEAL, ACCRA]<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">CIVIL APPEAL NO.H1/221/2015 </span> <span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif""> DATE: 24<sup>TH</sup>NOVEMBER, 2016<o:p></o:p></span></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><b><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">COUNSEL:<o:p></o:p></span></b></p><p class="MsoListParagraphCxSpFirst" style="margin:0in;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">NATHAN YANNEY ESQ. (FOR APPELLANT).<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoListParagraphCxSpLast" style="margin:0in;margin-bottom:.0001pt; mso-add-space:auto;text-align:justify;border:none;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">KWASI AFRIFA ESQ. (FOR RESPONDENTS).<o:p></o:p></span></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><b><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">CORAM:<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">P.K. GYAESAYOR J.A (PRESIDING), IRENE CHARITY LARBI (MRS) J.A, AVRIL LOVELACE-JOHNSON J.A<o:p></o:p></span></p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt; border-left:none;border-bottom:solid windowtext 1.5pt;border-right:none; padding:1.0pt 0in 1.0pt 0in"> <p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;border:none;mso-border-top-alt:solid windowtext 1.5pt; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="text-align:justify"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">IRENE CHARITY LARBI (MRS.) J.A.<o:p></o:p></span></b></p><p class="MsoListParagraphCxSpFirst" style="margin-left:.75in;mso-add-space:auto; text-align:justify;text-indent:-.5in;mso-list:l1 level1 lfo1"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">(1)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif"">This appeal emanates from the decision of the High Court dated 19<sup>th</sup> December, 2014. The Court held as follows:-<o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">“From the totality of the evidence on record the court is satisfied that the Defendants do not owe the Plaintiff at all and that the Plaintiff has failed to prove that the Defendants are indebted to it in respect of the loan advanced to the Defendants in the year 2002. Otherwise the action is statute barred. The Plaintiff’s claims are therefore dismissed. Costs of Gh</span></i><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Times New Roman","serif"">₵</span></i><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">5,000.00 for the Defendants against the Plaintiff.<o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.75in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.5in;mso-list:l1 level1 lfo1"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">(2)<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif"">These are the facts of the case:<o:p></o:p></span></p><p class="MsoListParagraphCxSpLast" style="margin-left:.75in;mso-add-space:auto; text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif"">On 7<sup>th</sup> February the Plaintiff issued a writ against the Defendants jointly and severally for:<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><b><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""> </span></i></b><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">“a) Recovery of the amount of Gh</span></i><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Times New Roman","serif"">₵</span></i><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Calibri">1,207,639.53 being the total <o:p></o:p></span></i></p><p class="MsoListParagraphCxSpFirst" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Calibri">amount on a loan facility granted to the Defendant on <o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:1.0in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Calibri">28<sup>th</sup> November 2002 and rescheduled on 18<sup>th</sup> May, 2009.<o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Calibri">b) Interest at the agreed rate of 34.45 per annum on the <o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Calibri">indebtedness aforementioned from 9<sup>th</sup> November, 2010 <o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Calibri">up till date of final payment.<o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:1.0in;mso-add-space: auto;text-align:justify"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></