ISAAC BOATENG vs. STANBIC BANK OF GHANA LTD [2016]DLCA4914

Date	2016-12-14
Suit No.	CIVIL APPEAL NO: H1/74/2016
Citation No.	[2016]DLCA4914

E. K. AYEBI J.A. (PRESIDING)

G. TORKORNOO (MRS) J.A.

A. M. DOMAKYAAREH (MRS.) J.A.

MR. MICHAEL NII AMUI AMUI FOR DEF/APPLICANT/APPELLANT

MR. DENNIS BOAMAH OKYERE FOR PLFF/RESP/RESPONDENT

[2016]DLCA4914
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													<main id="main" class="content" style="min-height: 60rem" >ISAAC BOATENG<o:p></o:p>(DEFENDANT/APPLICANT/ APPELLANT)<o:p></o:p>vs.<o:p></o:p>STANBIC BANK OF GHANA LTD<o:p></o:p>(PLAINTIFF/RESPONDENT/
RESPONDENT)<o:p></o:p>[COURT OF APPEAL, KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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CIVIL
APPEAL NO: H1/74/2016&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 14TH DECEMBER,
2016<o:p></o:p>

</div>COUNSEL:<o:p></o:p>MR.
MICHAEL NII AMUI AMUI FOR DEF/APPLICANT/APPELLANT<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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MR.
DENNIS BOAMAH OKYERE FOR PLFF/RESP/RESPONDENT<o:p></o:p>

</div>CORAM: <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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E.
K. AYEBI J.A. (PRESIDING), G.
TORKORNOO (MRS) J.A., A. M.
DOMAKYAAREH (MRS.) J.A.<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div>AYEBI,
JA<o:p></o:p><span style="font-size:12.0pt;
line-height:115%;font-family:&quot;Bookman Old Style&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Bookman Old Style&quot;;mso-bidi-font-family:&quot;Bookman Old Style&quot;">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
This appeal questions the refusal of the
trial judge to set aside its order made against the
defendant/applicant/appellant on 22nd December, 2011 as null and
void, although the plaintiff/respondent/respondent and the trial judge conceded
that the defendant/applicant/appellant was absent in court when the order was
made because he was not served with the foundation motion.<o:p></o:p><span style="font-size:12.0pt;
line-height:115%;font-family:&quot;Bookman Old Style&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Bookman Old Style&quot;;mso-bidi-font-family:&quot;Bookman Old Style&quot;">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The remote cause of the complaint is that plaintiff/respondent
in 2009 extended credit facilities to the defendant/applicant/ appellant.&nbsp; When defendant/applicant defaulted in
repayment of the facility despite repeated demands and warnings, the
plaintiff/respondent sued him at the Commercial Division of the High
Court.&nbsp; The writ of summons was served on
defendant/applicant by substitution.&nbsp;
Without filing an appearance, the defendant/applicant approached the
plaintiff for settlement.<o:p></o:p><span style="font-size:12.0pt;
line-height:115%;font-family:&quot;Bookman Old Style&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Bookman Old Style&quot;;mso-bidi-font-family:&quot;Bookman Old Style&quot;">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
On 8th December 2011, the
parties and their witnesses signed the Terms of Settlement.&nbsp; Incorporated in the Terms of Settlement is
the Schedule of the payment by monthly installments of the indebtedness of the
defendant/applicant starting from 31st January 2012 to 31st
October 2014.&nbsp; In clause 4 of the Terms
of Settlement, the parties agreed that:<o:p></o:p>“These terms of settlement
shall be entered by the Court as Consent Judgment between the parties”.<o:p></o:p><span style="font-size:12.0pt;
line-height:115%;font-family:&quot;Bookman Old Style&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Bookman Old Style&quot;;mso-bidi-font-family:&quot;Bookman Old Style&quot;">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Pursuant to that clause 4 in the Terms of
Settlement, the plaintiff/respondent on 12th December 2011 applied
to the court for an order entering the Terms of Settlement as Consent
Judgment.&nbsp; The return date of the motion
was 19th December, 2011.&nbsp; But
the motion was heard and granted on 22nd December 2011 in the
absence of the defendant/applicant herein and his counsel.&nbsp; On 19th January 2012,
plaintiff/respondent caused an Entry of Consent Judgment to be issued and on 23rd
January 2012 defendant/applicant paid the first installment of the debt
according to the Terms of Settlement.&nbsp;
Thereafter, defendant/applicant defaulted.<o:p></o:p><span style="font-size:12.0pt;
line-height:115%;font-family:&quot;Bookman Old Style&quot;,&quot;serif&quot;;mso-fareast-font-family:
&quot;Bookman Old Style&quot;;mso-bidi-font-family:&quot;Bookman Old St</main>