[2016]DLCA5075 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">SIC INSURANCE CO. LTD.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><span class="NoSpacingChar"><i><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi">(PLAINTIFF/APPELLANT)<o:p></o:p></span></i></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi; color:#00B0F0">vs.<o:p></o:p></span></b></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; tab-stops:center 3.25in left 390.0pt"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; color:#00B0F0">IVORY FINANCE CO. LTD. AND 4 OTHERS.</span></b><span class="NoSpacingChar"><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi"><o:p></o:p></span></i></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; tab-stops:center 3.25in left 390.0pt"><span class="NoSpacingChar"><i><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:"Times New Roman"; mso-bidi-theme-font:minor-bidi">(DEFENDANTS/RESPONDENTS)<o:p></o:p></span></i></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman";mso-bidi-theme-font:minor-bidi; color:#00B0F0"><o:p> </o:p></span></b></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">[COURT OF APPEAL, ACCRA]</span><span style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma"><o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">CIVIL APPEAL NO. H2/185/2016</span></b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif""> </span><span style="font-size: 10.0pt;line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: "Arial Unicode MS""> </span><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif""> </span><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Arial Unicode MS""> </span><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">DATE: </span><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">15<sup>TH </sup>DECEMBER, 2016<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">COUNSEL: <o:p></o:p></span></b></p><p class="MsoNoSpacing" style="line-height:115%"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">MR. KIZITO BEYUO WITH ABIGAIL TETTEH FOR PLAINTIFF/APPELLANT<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">MR. RICHARD AMOFA BEING LED BY EMMANUEL AMISSAH FOR 1<sup>ST</sup> DEFENDANT/ RESPONDENT<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">CORAM: </span></b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Times New Roman""><o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:Calibri">KANYOKE J.A.-(PRESIDING), ACQUAYE J.A., DZAMEFE J.A.<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><b><u><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: Calibri;mso-bidi-font-family:"Times New Roman"">KANYOKE, J.A.</span></u></b><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:Calibri; mso-bidi-font-family:"Times New Roman"">: </span></b><span style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif";mso-fareast-font-family:Calibri;mso-bidi-font-family: "Times New Roman"">This is an appeal from the judgment of the Commercial Division of the High Court, Accra, dated the 17<sup>th</sup> day of April 2015 striking out the plaintiff/appellant’s (hereinafter referred to as the plaintiff) writ of summons and statement of claim on the ground that they disclosed no reasonable cause of action and also constituted an abuse of process. The defendants/respondents shall be referred to as the defendants. The plaintiff company which is dissatisfied with the decision has filed this appeal on the following three grounds of appeal:<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraphCxSpFirst" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;mso-list:l4 level1 lfo13"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">i.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif";mso-fareast-font-family:Calibri;mso-bidi-font-family: "Times New Roman"">The ruling of the court below is not supportable in law.<o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:17.85pt;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif";mso-fareast-font-family:Calibri;mso-bidi-font-family: "Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraphCxSpLast" style="margin-top:0in;margin-right:0in; margin-bottom:0in;margin-left:.25in;margin-bottom:.0001pt;mso-add-space:auto; text-align:justify;text-indent:-.25in;mso-list:l4 level1 lfo13"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">ii.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif";mso-fareast-font-family:Calibri;mso-bidi-font-family: "Times New Roman""> The holding that the endorsement on the writ does not disclose any reasonable cause of action is frivolous, vexatious and an abuse of process of court is unsupportable in law.<o:p></o:p></span></p><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;text-align: justify"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:Calibri;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraph" style="margin-top:0in;margin-right:0in;margin-bottom: 0in;margin-left:.25in;margin-bottom:.0001pt;mso-add-space:auto;text-align:justify; text-indent:-.25in;mso-list:l4 level1 lfo13"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">iii.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"