[2016]DLCA8446 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center"><b><span lang="EN-GB" style="font-size:12.0pt; font-family:"Book Antiqua",serif;color:#00B0F0">YANINA PRESBY CO-OPERATIVE CREDIT UNION<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center"><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif">(PLAINTIFF/RESPONDENT)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"; color:#00B0F0;mso-fareast-language:EN-US">vs.<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center"><b><span lang="EN-GB" style="font-size:12.0pt; font-family:"Book Antiqua",serif;color:#00B0F0">JOSEPH TEWIAH, THE REGISTRAR/DEPUTY SHERIFF CIRCUIT COURT A, SUNYANI, AKWABOAH MART, SAH YAW<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center"><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif">(DEFENDANTS/APPELLANTS)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center"><i><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:Calibri;mso-fareast-theme-font:minor-latin;mso-fareast-language: EN-US"><o:p> </o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center"><span lang="EN-GB" style="font-size:10.0pt;line-height:115%; font-family:"Book Antiqua",serif;mso-fareast-font-family:Calibri;mso-fareast-theme-font: minor-latin;mso-fareast-language:EN-US">[COURT OF APPEAL, KUMASI]<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" align="center" style="text-align:center;border:none; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><b><span lang="EN-GB" style="font-size:10.0pt; font-family:"Book Antiqua",serif">CIVIL APPEAL NO: H1/20/2015 </span></b><span lang="EN-GB" style="font-size:10.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Times New Roman";mso-fareast-language:EN-US">DATE: </span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: Calibri;mso-fareast-theme-font:minor-latin;mso-fareast-language:EN-US">19<sup>TH</sup> </span><span lang="EN-GB" style="font-size:10.0pt;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Times New Roman";mso-fareast-language:EN-US">OCT, 2016</span><b><span lang="EN-GB" style="font-size:10.0pt; font-family:"Book Antiqua",serif"><o:p></o:p></span></b></p> </div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:Calibri; mso-fareast-theme-font:minor-latin;mso-fareast-language:EN-US">COUNSEL:<o:p></o:p></span></b></p><p class="MsoNoSpacing"><span lang="EN-GB" style="font-size:12.0pt;font-family: "Book Antiqua",serif;mso-fareast-font-family:Calibri">ALEXANDER AMPONSAH ESQ. FOR DEFENDANTS/APPELLANTS;<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;border:none; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:Calibri">KWAKU ASOMAH-CHEREMEH FOR PLAINTIFF/RESPONDENT</span><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua";mso-fareast-language:EN-US"> <o:p></o:p></span></b></p> </div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua";mso-fareast-language:EN-US">CORAM:<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" style="border:none;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-GB" style="font-size:12.0pt;font-family:"Book Antiqua",serif">E. K. AYEBI J.A. (PRESIDING), G. TORKORNOO (MRS) J.A., A. M. DOMAKYAAREH (MRS.) J.A.<o:p></o:p></span></p> </div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:Calibri;mso-fareast-theme-font:minor-latin;mso-fareast-language: EN-US"> <b><o:p></o:p></b></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:Calibri;mso-fareast-theme-font: minor-latin;mso-fareast-language:EN-US">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="line-height:150%;tab-stops:190.7pt"><b><u><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman"">DOMAKYAAREH (MRS),J. A.</span></u></b><b><span lang="EN-GB" style="font-size:12.0pt;line-height:150%;font-family:"Book Antiqua",serif; mso-bidi-font-family:"Times New Roman""><o:p></o:p></span></b></p><p class="MsoListParagraphCxSpFirst" style="margin-left:0cm;mso-add-space:auto; text-align:justify;text-indent:0cm;line-height:150%;mso-list:l1 level1 lfo9"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:12.0pt;line-height:150%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman"">This is an appeal against the Ruling of the High Court, Sunyani dated 19<sup>th</sup> June 2012, which ruling was given in favour of the plaintiff/respondent herein. The brief facts of the case which culminated in this appeal are as follows:- <o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;text-indent:0cm;line-height:150%;mso-list:l1 level1 lfo9"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:12.0pt;line-height:150%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman"">The plaintiff/respondent is a Cooperative Credit Union operating at Duadaso No. 1 in the Brong Ahafo Region.<o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman"">The 1<sup>st</sup> Defendant/Appellant was a member of the plaintiff/respondent’s Credit Union.<o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman"">The 1<sup>st</sup> defendant/appellant as at 24<sup>th</sup> May 2007 said he had a total savings of ¢29,438,668.00 old cedis in his account with the plaintiff/respondent.<o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman""><o:p> </o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:0cm;mso-add-space:auto; text-align:justify;line-height:150%"><span lang="EN-GB" style="font-size:12.0pt; line-height:150%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Times New Roman"">At a certain point in time the plaintiff/respondent failed /refused to honour several requests for withdrawals made by the 1<sup>st</sup> defendant/appellant from his account with them with the excuse that there was