EQUITY ASSURANCE LTD vs. PALMERS GREEN INTERNATIONAL [2016]DLHC11828

Date	2016-03-24
Suit No.	SUIT NO. AC 590/14
Citation No.	[2016]DLHC11828

HER LADYSHIP NOVISI AFUA ARYENE (MRS.)

ADELAIDE KOBIRI FOR PLAINTIFF

DOROTY TETTEY FOR PAUL OPOKU FOR DEFENDANT

[2016]DLHC11828
																																						<div class="restriction-wrapper">
														<div class="container-lg">
															<div class="row">
																<div class="col-md-12 restricted-content">
																	<div class="restricted-content-img-wrapper">
																		<div class="lock-icon bounce-7">
																			<img class=""
																				src="https://www.dennislawgh.com/dl-assets/dl-images/lock-content.png"
																				alt="Subscription based content">
																		</div>
																	</div>
																	 
																		<a href="https://www.dennislawgh.com/login"
																		class="btn btn-primary btn-lg"
																		style="font-family: 'open sans'; text-transform: capitalize; border-radius: 8px"> 
																		Login to Read Full Case </a>
																	 
																	
																</div>
															</div>
														</div>
													</div>
													<main id="main" class="content" style="min-height: 60rem" >EQUITY ASSURANCE LTD<span lang="EN-US" style="font-size:9.0pt;
mso-bidi-font-size:10.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:
&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0"> <o:p></o:p>(PLAINTIFF)<o:p></o:p>vs.<o:p></o:p><a name="_heading=h.gjdgxs"></a>PALMERS GREEN INTERNATIONAL<span lang="EN-US" style="font-size:9.0pt;
mso-bidi-font-size:10.0pt;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:
&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;;color:#00B0F0"> <o:p></o:p>(DEFENDANT)<o:p></o:p>[HIGH COURT, ACCRA]<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: black; padding: 0cm 0cm 1pt;">

</div>COUNSEL&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:normal;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">ADELAIDE KOBIRI
FOR PLAINTIFF<o:p></o:p>

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:normal;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">DOROTY TETTEY
FOR PAUL OPOKU FOR DEFENDANT <o:p></o:p>

</div>CORAM<o:p></o:p>HER LADYSHIP NOVISI
AFUA ARYENE (MRS.) <o:p></o:p><div style="border-top-width: 1.5pt; border-top-color: black; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: black; border-right: none; padding: 1pt 0cm;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:normal;border:none;mso-border-top-alt:solid black 1.5pt;
mso-border-bottom-alt:solid black 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div>Plaintiff claims
against the defendant
the following reliefs:<o:p></o:p><p class="MsoListParagraph" style="margin-top:0cm;margin-right:5.75pt;margin-bottom:
0cm;margin-left:36.0pt;margin-bottom:.0001pt;text-indent:-18.0pt;line-height:
115%;mso-list:l0 level1 lfo3;tab-stops:41.05pt"><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:14.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;">a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Recovery
of the sum of USD64,309.68 and EURO 7,508.56 being premium due on 6 different
insurance policies underwritten by plaintiff for the benefit of the defendant
pursuant to mutual agreement between the parties.<o:p></o:p><p class="MsoListParagraph" style="margin-top:0cm;margin-right:5.85pt;margin-bottom:
0cm;margin-left:36.0pt;margin-bottom:.0001pt;text-indent:-18.0pt;line-height:
115%;mso-list:l0 level1 lfo3;tab-stops:41.05pt"><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:14.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;">b)&nbsp;&nbsp;&nbsp;&nbsp; Interest
on all the policies listed in paragraph 4 (a) – (f) from their various dates of
inception till date of final payment.<o:p></o:p>The
facts as presented by plaintiff are that between 2010 and 2013, several
insurance policies ranging from motor insurance to plant all risks insurance
were underwritten for the defendant’s benefit.
In 2011, defendant
defaulted in paying the
premium. However due to the cordial relationship between the parties, plaintiff
continued to underwrite new insurance policies
for the defendant and the