CONSTANCE NUTAKOR vs. WOMEN’S WORLD BANKING (GH) AND OBENG FORSON [2016]DLHC12113

Date	2016-01-26
Suit No.	SUIT NO. AD 57/2014
Citation No.	[2016]DLHC12113

HIS LORDSHIP JUSTICE R. B. BATU (J)

1ST DEFENDANT REPRESENTED BY PRINCE ACHEAMPONG

EUGENE KWASI WIREDU FOR NANA AMA OWUSU ANTWI FOR DEFENDANTS PRESENT

JOHN BAIDOO FOR PLAINTIFF PRESENT

[2016]DLHC12113
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CONSTANCE NUTAKOR <o:p></o:p>

&nbsp;(PLAINTIFF)
<o:p></o:p>

WOMEN’S WORLD BANKING (GH) AND OBENG
FORSON<o:p></o:p>

&nbsp;(DEFENDANTS)
<o:p></o:p>

[HIGH
COURT, ACCRA]<o:p></o:p>

SUIT NO.
AD 57/2014&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE: 26TH&nbsp;&nbsp;JANUARY 2016<o:p></o:p>

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COUNSEL<o:p></o:p>

1ST
DEFENDANT REPRESENTED BY PRINCE ACHEAMPONG <o:p></o:p>

EUGENE KWASI WIREDU
FOR NANA AMA OWUSU ANTWI FOR DEFENDANTS PRESENT<o:p></o:p>

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CORAM<o:p></o:p>

HIS LORDSHIP JUSTICE R. B. BATU (J)<o:p></o:p>

<p class="MsoNormal" align="center" style="text-align:center;border:none;
mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

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&nbsp;

By an Auto Loan Contract Agreement dated 12th
July 2012, exhibit ‘1’ the first Defendant granted to the second Defendant a loan of GH¢35,000.00. The loan,
for 36 months was for the purchase of a vehicle. The primary source of repayment of the loan was the vehicle
financed by the loan. By a Deed of
Assignment, exhibit ‘2’, the second Defendant used the vehicle as security. From exhibit ‘c’ the Insurance on the vehicle
GS 8122-12 was taken in the joint names of the Defendants. From exhibit ‘CL’, the
vehicle was also registered in the joint names of the Defendants. From a police accident report, on 14th
April, 2014, at about 2.00 am a driver Stephen Antwi was in charge of the vehicle,
a Mercedes sprinter
bus travelling from Ofankor
towards Tesano. At Abeka junction the
driver lost control of the vehicle, veered off
the highway and rammed into a
street light and a steel container
shop belonging to the Plaintiff. The
vehicle was wrecked beyond repairs and the estimated value of the steel container and its contents was stated as GH¢11,910.70.<o:p></o:p>

There is not much dispute about these facts. The Plaintiff brought an action claiming:<o:p></o:p>

“(a)&nbsp;&nbsp;&nbsp;&nbsp; Special Damages comprising damage to property,
loss of income totaling GH¢65,675.10.<o:p></o:p>

<p class="MsoListParagraph" style="margin-top:8.35pt;margin-right:7.45pt;
margin-bottom:0cm;margin-left:43.0pt;margin-bottom:.0001pt;text-indent:-32.55pt;
line-height:148%;mso-list:l3 level1 lfo2;tab-stops:43.0pt 43.05pt">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
General and Punitive e Damages as the court may determine
against Defendants for acting in bad faith and insensitivity.<o:p></o:p>

(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Incidental
Damages of GH¢500.00 for clean-up and securing site.<o:p></o:p>

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