ADU BOAHEN vs. NOBLE DREAM MICRO FINANCE AND CHARLES E.K. ASAFUAH [2016]DLHC3765

Date	2016-06-27
Suit No.	SUIT NO.INTS/06/16
Citation No.	[2016]DLHC3765

ANGELINA MENSAH-HOMIAH (MRS.) JUSTICE OF THE HIGH COURT

OHENEWAA BOATENG NEWMAN FOR EXECUTION CREDITOR

IBRAHIM ADAMS FOR CLAIMANT

[2016]DLHC3765
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													<main id="main" class="content" style="min-height: 60rem" >ADU BOAHEN<o:p></o:p>vs.<o:p></o:p>NOBLE DREAM MICRO
FINANCE AND CHARLES E.K. ASAFUAH<o:p></o:p>&nbsp;[HIGH COURT (COMMERCIAL DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT
NO.INTS/06/16&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 27TH JUNE, 2016<o:p></o:p>

</div>COUNSEL:&nbsp;&nbsp; <o:p></o:p>OHENEWAA BOATENG NEWMAN
FOR EXECUTION CREDITOR<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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IBRAHIM
ADAMS FOR CLAIMANT <o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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JUDGMENT<o:p></o:p>

</div>It
is provided under Order 44 rule 12 of the High Court (Civil Procedure) Rules,
2004, C.I. 47 as follows:<o:p></o:p>rule
12<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 
A person who makes a claim to or in respect of a property taken or intended to
be taken in execution &nbsp;&nbsp; under process of
the court, or to proceeds or value of any such property, shall give notice of
the claim to the Registrar and shall include in the notice a statement&nbsp; of that person's address for service.<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; On
receipt of a claim made under sub rule (1), the Registrar shall forthwith give
notice of it to the execution creditor who shall within four days after
receiving the &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; notice, give
notice to the Registrar informing the Registrar whether the execution creditor admits
or disputes the claim.<o:p></o:p>It
is further provided under Order44 rule 13 (1)&nbsp;
of C.I. 47 that:<o:p></o:p>Sec.
13<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (1) Where on the hearing of
proceedings pursuant to an order made under rule 12(4) all the persons by whom
adverse claims to the property in dispute, in this rule referred to as the
"claimants"&nbsp; appear, the court
may<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; summarily determine the question in
issue between the claimants and execution creditor and make an order
accordingly on such terms as may be just: or<o:p></o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; order that any issue between the
claimants and the execution creditor be stated and tried and may direct which
of them is to be plaintiff and which defendant.<o:p></o:p>The
execution creditor herein obtained judgment against Noble Dream Financial Services
and proceeded to attach vehicle with registration number AW 4560- 13 allegedly
belonging to the said company.&nbsp; On
31/8/2015, Charles E.K. Asafuah filed a notice of claim under Order 44 rule 12
of the High Court (Civil Procedure) Rules, 2004, C.I. 47. The Registrar duly
notified the execution creditor, and on 09/09/15, the execution creditor,
acting per his solicitor, filed a notice to dispute the claim.<o:p></o:p>When
the interpleader suit was placed before this court, directions were given on
30/10/2015 for the claimant to file his affidavit of interest and exhibit
evidence of title to the vehicle in issue. The execution creditor was also
ordered to file his affidavit in response. These processes were duly filed and
the court proceeded to determine the issue of ownership of the vehicle
summarily. The parties were cross-examined on their respective affidavits<o:p></o:p>The
execution creditor deposed that he obtained a loan of GH¢ 40,000.00 from the
defunct Noble Dream Micro Finance, Fawade Branch, Kumasi and used the same to
purchase vehicle No. AW 4560- 13 from an auctioneer. He further deposed that
all documents pertaining to the sale of the vehicle were handed over to the
Management of the said financial institution until the loan was completely
repaid.&nbsp; He then exhibited photocopies of
his savings passbook, pay-in-slips and agreement signifying his ownership of
this vehicle as the exhibit A series.<o:p></o:p>The
execution creditor rejected the depositions contained in the claimant's
affidavit of interest as being false.&nbsp; In
response, he averred that the claimant failed to exhibit proof of purchase from
the alleged auctioneer, specifically, a certificate of purchase. And, to the
extent that all documents covering the vehicle bear the name Noble Dream
Financial Services, it is t</main>