PRINCE OF PEACE ACADEMY MADAM ROSINA QUAYE vs. UNIBANK GHANA LTD, DELA AKPEY AND IDEAL COLLEGE [2016]DLHC6294

PRINCE OF PEACE ACADEMY MADAM ROSINA QUAYE vs. UNIBANK GHANA LTD, DELA AKPEY AN... [2016]DLHC6294

Date	2016-04-13
Suit No.	RPC/292/13
Citation No.	[2016]DLHC6294

JUSTICE JENNIFER A. DODOO (MRS)

ROBERTSON KPATSA FOR PLAINTIFF

NATHAN YARNEY FOR 1ST AND 2ND DEFENDANTS

EGBERT FAIBILLE JR. FOR 3RD DEFENDANT

[2016]DLHC6294
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													<main id="main" class="content" style="min-height: 60rem" >PRINCE OF PEACE ACADEMY {PLAINTIFFS} MADAM ROSINA QUAYE<o:p></o:p>vs.<o:p></o:p>UNIBANK GHANA LTD, DELA
AKPEY AND IDEAL COLLEGE<o:p></o:p>{DEFENDANTS}<o:p></o:p>[HIGH COURT (COMMERCIAL DIVISION),
ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

<h1 align="center" style="text-align:center;line-height:115%;border:none;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">RPC/292/13&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE: 13TH APRIL 2016<o:p></o:p></h1>

</div>COUNSEL: <o:p></o:p>ROBERTSON
KPATSA FOR PLAINTIFF<o:p></o:p>&nbsp;NATHAN YARNEY FOR 1ST AND 2ND
DEFENDANTS<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

EGBERT
FAIBILLE JR. FOR 3RD DEFENDANT<o:p></o:p>

</div>CORAM: &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>JUSTICE
JENNIFER A. DODOO (MRS) JUSTICE OF THE HIGH COURT<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
border-left:none;border-bottom:solid windowtext 1.5pt;border-right:none;
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<p class="MsoNormal" align="center" style="text-align:center;line-height:115%;
border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div><o:p>&nbsp;</o:p>The
Plaintiffs in their amended writ of summons filed on 3rd March 2014 claimed
against the Defendants the following reliefs:<o:p></o:p><o:p>&nbsp;</o:p><ol style="margin-top:0in" start="1" type="a">
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l3 level1 lfo2">A
 declaration that the purported sale of 1st Plaintiff’s property
 is invalid and was done in bad faith.<o:p></o:p></li>
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l3 level1 lfo2">An
 order setting aside the purported sale of the 1st Plaintiff’s
 property<o:p></o:p></li>
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l3 level1 lfo2">An
 order of perpetual injunction restraining the Defendants, either by
 themselves, their agents, assigns, hirelings or otherwise howsoever
 described from unlawfully interfering with the Plaintiffs’ possession, use
 and enjoyment of the 1st Plaintiff’s property situate at
 Madina.<o:p></o:p></li>
 <li class="MsoNormal" style="text-align:justify;line-height:115%;mso-list:l3 level1 lfo2">Any
 further orders as this Honourable Court may deem fit.<o:p></o:p></li>
</ol>&nbsp;<o:p></o:p>It
was the Plaintiffs’ case as set out in their Statement of Claim that in March 2011,
&nbsp;the 1st Defendant, a
financial institution, issued a writ against the Plaintiffs, an educational
institution and its Director for recovery of the sum of GH¢278,729.83 being an
outstanding debt together with interest.&nbsp;
Having obtained judgment, and pursuant to an order for reserved price
granted by the court, the 1st Plaintiff’s property was said to have
been published for sale in the Ghanaian Times newspaper.<o:p></o:p><o:p>&nbsp;</o:p>According
to the 2nd Plaintiff, she acted for and behalf of the 1st
Plaintiff in the suit and contended that she had been led by the 1st
Defendant to believe that the matter was being settled amicably and all court
processes had been put on hold.&nbsp; She said
on 3rd June 2013, she was on the premises of 1st
Plaintiff where she had her home when the 2nd Defendant appeared and
informed her that he was an auctioneer with a court order mandating him to sell
1st Plaintiff’s landed property.&nbsp;
She averred that no notice of sale had been given to her prior to 2nd
Defendant’s representation.&nbsp; According to
her, in the ensuing confusion, the sale could not proceed.<o:p></o:p><o:p>&nbsp;</o:p>On
8th July 2013 she received an auctioneer’s account purporting to
have sold the 1st Plaintiff’s property to the 3rd
Defendant.<o:p></o:p><o:p>&nbsp;</o:p>The
1st Defendant stated that it was the Judgment Creditor in the suit
whereby judgment was given against the Plaintiffs.&nbsp;&nbsp; The 1st Defendant contended
further that notice of the sale of the Plaintiffs’ mortgaged property was
advertised in the Ghanaian Times Newspapers of Tuesday May 7th,
Wednesday May 15th, Thursday May 23rd and Monday June 3rd
2013.&nbsp; 1st Defendant contended
that an auction sale of the said property did take place.<o:p></o:p><o:p>&nbsp;</o:p>The
2nd Defendant who described himself as an auctioneer said the
intended auction sale was advertised in the Ghanaian Times Newspapers of
Tuesday May 7th, Wednesday May 15th, Thursday May 23rd
and Monday June 3rd 2013.&nbsp;&nbsp; He
also said he had met the2nd Plaintiff several times at her residence within the
mortgaged premises to serve her with processes relating to the execution
process.<o:p></o:p><o:p>&nbsp;</o:p>He
averred that he did succeed in conducting an auction sale of the premises.&nbsp</main>