[2017]DLCA4572 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; color:#00B0F0">SG-SSB LIMITED</span></b></span><span class="NoSpacingChar"><i><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif""><o:p></o:p></span></i></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">(DEFENDANT/APPELLANT)<o:p></o:p></span></i></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: "Arial Unicode MS";color:#00B0F0">vs.</span></b><i><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif";mso-fareast-font-family:"Arial Unicode MS""><o:p></o:p></span></i></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; color:#00B0F0">MR CHARLES AFFRAN</span></b></span><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif";mso-bidi-font-family:Arial"><o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">(PLAINTIFF/RESPONDENT)<o:p></o:p></span></i></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><i><span lang="EN-GB" style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-fareast-font-family: "Arial Unicode MS""><o:p> </o:p></span></i></p><p class="MsoNormal" align="center" style="text-align:center;line-height:115%"><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">[COURT OF APPEAL (CIVIL DIVISION), ACCRA]</span><b><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:Tahoma"><o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height: 115%;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Arial Unicode MS"">CIVIL APPEAL NO: H1/144/2017</span></b><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Arial Unicode MS";mso-bidi-font-family:Tahoma"> </span></b><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">DATE:</span><span style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua","serif""> 14<sup>TH</sup> DECEMBER, 2017<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif"">COUNSEL: <o:p></o:p></span></b></p><p class="MsoNoSpacing" style="line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">MR. GORDON AKPADIE WITH R. MODEY FOR PLAINTIFF / RESPONDENT<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">MR. CHARLES A. TAMMA FOR DEFENDANT / APPELLANT<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif"">CORAM: <o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">V. D. OFOE JA (PRESIDING), S. DZAMEFE JA, M. M. AGYEMANG (MRS.) JA<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="line-height:115%"><u><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">AGYEMANG JA:<o:p></o:p></span></u></p><p class="MsoNormal" style="text-align:justify;line-height:115%"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">In this appeal against the judgment of the High Court, (General Jurisdiction) Accra, delivered on the 15th of June 2016, the defendant/appellant (hereafter referred to as the appellant) prays for the judgment to be set aside</span><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">. <o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;line-height:115%"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">The matters that have given rise to the instant appeal are sufficiently simple.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;line-height:115%"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">The plaintiff/respondent (hereafter referred to as the respondent) was an employee of the appellant. In July 2007, he held the post of Deputy Manager at the appellant’s Tema Fishing Harbour Branch. On 5<sup>th</sup> July 2007,while he was in charge of the said branch, two funds transfer request letters bearing signatures purporting to belong to authorised signatories of one of the bank’s customers: Emefs Construction Company Limited, were submitted to the respondent. It was the respondent’s case that he verified same and forwarded the requests to the bank’s central foreign transfers outfit: the International Business Centre of the bank, for its action upon the request. A few days later, the respondent was invited to the Sakumono Police Station where he was confronted with the allegation that he had failed to verify the signatures on the letters, and that the IBC which had acted on his purported verification, had transferred two sums of money: GBP 32,420 and GBP82,364 from the account of Emefs Construction which transactions turned out not to have been authorized by the said customer at all. The respondent’s alleged failure to verify the signatures was said to have led to loss of money by the bank which had had to refund the customer’s missing monies to it.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;line-height:115%"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">The respondent who was let out on Police inquiry bail, was invited to explain his actions before the in-house Disciplinary Committee of the appellant. After his appearance before the said committee, the appellant wrote to the respondent, terminating his employment with the appellant. <o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;line-height:115%"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">By letter exhibit H, the respondent appealed this decision and also lodged a complaint at the National Labour Commission. When both processes failed to yield the desired result, he commenced an action at the court below seeking the following reliefs: <o:p></o:p></span></p><p class="MsoListParagraphCxSpFirst" style="margin-left:.75in;mso-add-space:auto; text-align:justify;text-indent:-.5in;line-height:115%;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua"">a)<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">A declaration that the plaintiff was not negligent or incompetent when he verified the signature on the transfer letter from Emefs Construction Company;<o:p></o:p></span></i></p><p class="MsoListParagraphCxSpMiddle" style="margin-left:.75in;mso-add-space: auto;text-align:justify;text-indent:-.5in;line-height:115%;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua"">b)<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Arial">An order for reinstatement as deputy manager of the defendant bank or alternativel