[2017]DLCA5178 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">KOURANI KDOUH CO LTD<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><i><span style="font-family:"Book Antiqua","serif"">(</span></i></span><i><span style="font-family:"Book Antiqua","serif"">PLAINTIFF/APPELLANT<span class="NoSpacingChar">)<o:p></o:p></span></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><span class="NoSpacingChar"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; color:#00B0F0">vs.<o:p></o:p></span></b></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">SAHEL-SAHARA BANK (GH) LTD<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="mso-margin-bottom-alt:auto; text-align:center;line-height:115%"><i><span style="font-family:"Book Antiqua","serif"">(DEFENDANT/RESPONDENT<span class="NoSpacingChar">)<o:p></o:p></span></span></i></p><p class="MsoNormal" align="center" style="text-align:center"><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">[COURT OF APPEAL, ACCRA]</span><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:Tahoma"><o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;border:none; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif";mso-fareast-font-family:"Arial Unicode MS"">CIVIL APPEAL SUIT NO.: H1/66/17</span></b><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Arial Unicode MS";mso-bidi-font-family:Tahoma"> </span></b><span style="font-size: 10pt; line-height: 115%; font-family: "Book Antiqua", serif;">DATE:</span><span style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua","serif""> 1<sup>ST </sup>JUNE, 2017</span><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-fareast-font-family:"Times New Roman""><o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">COUNSEL:<o:p></o:p></span></b></p><p class="MsoNoSpacing" style="line-height:115%"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">MR. STEPHEN OPOKU FOR APPELLANT<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">MS. ROSEMAY BAAH FOR RESPONDENT<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">CORAM: </span></b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">K. A. ACQUAYE JA (Presiding), B. ACKAH-YENSU JA, S. K. GYAN JA<o:p></o:p></span></p> </div><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">JUDGMENT</span></b><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p></o:p></span></p> </div><p class="MsoNormal" style="text-align:justify"><b><u><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">ACKAH-YENSU, JA<o:p></o:p></span></u></b></p><p class="MsoNormalCxSpMiddle" style="text-align:justify"><span style="font-size: 12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">The Plaintiff/Appellant, Kourani Kdouh Co Limited instituted an action against the Defendant/Respondent, Sahel-Sahara Bank (Gh) Limited on 13<sup>th </sup>January 2015, claiming the following reliefs:<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="text-align:justify;text-indent:.5in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif""> <i>“<o:p></o:p></i></span></p><p class="MsoNormalCxSpMiddle" style="margin-left:99.35pt;mso-add-space:auto; text-align:justify;text-indent:-27.35pt;mso-list:l0 level1 lfo1;tab-stops:99.0pt"><!--[if !supportLists]--><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Bookman Old Style","serif";mso-fareast-font-family:"Bookman Old Style"; mso-bidi-font-family:"Bookman Old Style"">a.<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">The amount of US$10,000.00 being the money the Plaintiff deposited into his USD account number 1121045109002.<o:p></o:p></span></i></p><p class="MsoNormal" style="margin-left:94.5pt;text-align:justify;text-indent: -22.5pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">b.<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">Interest on the said US$10,000.00 from 2012 to date.<o:p></o:p></span></i></p><p class="MsoNormal" style="margin-left:94.5pt;text-align:justify;text-indent: -22.5pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">c.<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">Legal costs<o:p></o:p></span></i></p><p class="MsoNormal" style="margin-left:94.5pt;text-align:justify;text-indent: -22.5pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">d.<span style="font-style: normal; font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span></i><!--[endif]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">General Damages<o:p></o:p></span></i></p><p class="MsoNormalCxSpMiddle" style="margin-left:94.3pt;mso-add-space:auto; text-align:justify;text-indent:-22.3pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span style="font-size:12.0pt;line-height:115%;font-family:"Bookman Old Style","serif"; mso-fareast-font-family:"Bookman Old Style";mso-bidi-font-family:"Bookman Old Style"">e.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">Any other order(s) this Honourable Court may deem fit”</span></i><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">.<o:p></o:p></span></p><p class="MsoNormalCxSpMiddle" style="margin-left:94.3pt;mso-add-space:auto; text-align:justify"><span style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua","serif""><o:p> </o:p></span></p><p class="MsoNormalCxSpMiddle" style="text-align:justify"><span style="font-size: 12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">The case of the Plaintiff/Appellant (hereinafter to be referred to simply as “the Appellant”) was that the Plaintiff/Company was a client of the Defendant/Respondent (also to be referred to hereinafter as “the Respondent”). The Appellant operated two (2) United States Dollar accounts (numbers 1121045109002 and 1123045109002) at the Madina Branch of Respondent Bank. Sometime in 2012, the Appellant deposited US$10,000 into account number 1121045109002. Thereafter, all efforts to retrieve the said amount from the account were blocked by Respondent Bank without just cause, and attempts to resolve the matter amicably proved futile. The Appellant therefore instituted t