[2017]DLHC11914 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;color:#00B0F0">FORBES MICROFINANCE LIMITED <o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><i><span lang="EN-US" style="font-size:10.0pt;font-family:"Book Antiqua",serif">(PLAINTIFF)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua";color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><a name="_heading=h.gjdgxs"></a><b><span lang="EN-US" style="font-size:12.0pt; mso-bidi-font-size:11.0pt;font-family:"Book Antiqua",serif;color:#00B0F0">HARA BEMPA MENSAH <o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><i><span lang="EN-US" style="font-size: 10pt; font-family: "Book Antiqua", serif;">(DEFENDANT)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt; text-align:center;line-height:normal"><span lang="EN-US" style="font-size:10.0pt; font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua"">[HIGH COURT, ACCRA]<o:p></o:p></span></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: black; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal;border:none;mso-border-bottom-alt:solid black 1.5pt; padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-US" style="font-size:10.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua"">SUIT NO. AP153/2014 DATE: 5</span><span lang="EN-US" style="font-family: "Book Antiqua", serif;"><span style="font-size: 10px;">TH </span><span style="font-size: 10pt;"> JULY 2017<o:p></o:p></span></span></p> </div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal;tab-stops:286.5pt"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family:"Book Antiqua"">COUNSEL <o:p></o:p></span></b></p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;"> <p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal;border:none;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif">EVA OKYERE WITH BENJAMIN TAKYI ANTIEDU FOR DEFENDANT<o:p></o:p></span></p> </div><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal"><b><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif;mso-fareast-font-family: "Book Antiqua";mso-bidi-font-family:"Book Antiqua"">CORAM<o:p></o:p></span></b></p><p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align: justify;line-height:normal"><span lang="EN-US" style="font-size:12.0pt; font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua"">HER LADYSHIP JUSTICE </span><span lang="EN-US" style="font-size:12.0pt;font-family:"Book Antiqua",serif">PATIENCE-MILLS TETTEH<o:p></o:p></span></p><div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0cm;"> <p class="MsoNormal" align="center" style="text-align:center;border:none; mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:solid windowtext 1.5pt; padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm"><b><span lang="EN-US" style="font-size:12.0pt;line-height:106%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;line-height:106%;font-family:"Book Antiqua",serif">On the 20<sup>th</sup> of March the plaintiff filed a writ of summons at the High Court Registry against the defendant with the following reliefs;<o:p></o:p></span></p><p class="MsoNormal" style="margin-left:46.35pt;text-align:justify;text-indent: -18.0pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:16.0pt;line-height:106%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";letter-spacing:-.05pt;mso-font-width:99%">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-US" style="font-size:12.0pt; line-height:106%;font-family:"Book Antiqua",serif">Payment of sum of seven hundred and seventy six thousand, eight hundred and ninety one Ghana cedis and seventeen pesewas (776,891.17) being the outstanding debit balance as at 3<sup>rd</sup> March 2014 on account of the loan facilities granted the defendants by the plaintiff which remains due, owing and payable.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left:46.35pt;text-align:justify;text-indent: -18.0pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:16.0pt;line-height:106%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";letter-spacing:-.05pt;mso-font-width:99%">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-US" style="font-size:12.0pt; line-height:106%;font-family:"Book Antiqua",serif">Interest on the said sum at the current commercial lending rate from 3<sup>rd</sup> March 2014, to the date of final payment.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left:46.35pt;text-align:justify;text-indent: -18.0pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:16.0pt;line-height:106%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";letter-spacing:-.05pt;mso-font-width:99%">3.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-US" style="font-size:12.0pt; line-height:106%;font-family:"Book Antiqua",serif">Damages for fraud<o:p></o:p></span></p><p class="MsoNormal" style="margin-left:46.35pt;text-align:justify;text-indent: -18.0pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:16.0pt;line-height:106%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";letter-spacing:-.05pt;mso-font-width:99%">4.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-US" style="font-size:12.0pt; line-height:106%;font-family:"Book Antiqua",serif">Payment of legal costs on a full indemnity bases or such other basis as may be assessed by the court.<o:p></o:p></span></p><p class="MsoNormal" style="margin-left:46.35pt;text-align:justify;text-indent: -18.0pt;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-US" style="font-size:12.0pt;mso-bidi-font-size:16.0pt;line-height:106%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua";letter-spacing:-.05pt;mso-font-width:99%">5.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-US" style="font-size:12.0pt; line-height:106%;font-family:"Book Antiqua",serif">And or an order for the judicial sale of property described as follows; situate and lying at Feo Oyo Kaneshie, Accra, subject matter of the legal mortgage made on the 3<sup>rd</sup> of May 2011 between plaintiff and the defendant and stamped as LVD 23831/2013<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;line-height:106%;font-family:"Book Antiqua",serif">By consent judgment the parties have agreed as follows;<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;line-height:106%;font-family:"Book Antiqua",serif">On 19<sup>th</sup> of May 2017 the Judgment debtor paid and the judgment creditor received the sum of three hundred thousand Ghana cedis (300,000) only as full payment of the settlement of the amount.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;line-height:106%;font-family:"Book Antiqua",serif">That the payment of the full three hundred Ghana cedis (GHC 300,00) shall be full and final settlement of the aforementioned law suit, and the judgment-creditors right to levy execution has been extinguished with the said payment.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-US" style="font-size:12.0pt;line-height:106%;font-family:"Book Antiqua",serif">Further and in furtherance of the above agr