AFRO ARAB MICRO FINANCE vs. JOEY MCLAREN HAMMOND [2017]DLHC3463

Date	2017-10-25
Suit No.	SUIT NO. CM/BDC/0910/16
Citation No.	[2017]DLHC3463

GEORGE K. KOOMSON JUSTICE OF THE HIGH COURT

OSMAN MOHAMMED AMIN FOR SEIDU NASIGRI FOR PLAINTFF/RESPONDENT

BERNARD OWIREDU DONKOR FOR DEFENDANT/APPLICANT

<p class="mb-5" id="contentDlCitation"  hidden>[2017]DLHC3463</p>
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size: 18px !important;"><p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><b><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;color:#00B0F0">AFRO ARAB MICRO FINANCE<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><b><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><b><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;color:#00B0F0">JOEY MCLAREN HAMMOND<o:p></o:p></span></b></p><p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><b><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">[HIGH COURT (COMMERCIAL
DIVISION), ACCRA]<o:p></o:p></span></b></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 10pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">SUIT NO. CM/BDC/0910/16&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;25<sup>TH</sup> OCTOBER, 2017<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:31.0pt 31.0pt 1.0pt 31.0pt;mso-border-shadow:yes">

</div><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:0in 31.0pt 31.0pt 31.0pt"><b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">COUNSEL</span></b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">:<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">OSMAN MOHAMMED AMIN FOR SEIDU NASIGRI FOR PLAINTFF/RESPONDENT <o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">BERNARD OWIREDU DONKOR FOR DEFENDANT/APPLICANT <o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 31.0pt 1.0pt 31.0pt">

</div><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:0in 31.0pt 31.0pt 31.0pt"><b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">CORAM</span></b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">:<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">GEORGE K. KOOMSON JUSTICE OF THE HIGH COURT <o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 31.0pt 1.0pt 31.0pt">

</div><p class="MsoNormal" align="center" style="text-align:center;mso-pagination:none;
border:none;mso-padding-alt:0in 31.0pt 31.0pt 31.0pt"><b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">RULING<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 31.0pt 1.0pt 31.0pt">

</div><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">&nbsp;</span></b><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">This is an
application to set aside the service of the Writ of Summons and Statement of
Claim. I have read the affidavits for and against the grant of the application.
I have also listened to both counsel. Consideration has been given to the
principles governing the service of processes by substituted service. Regard
has also been given to the rules governing the setting aside of default
judgments. I am of the view that in applying for an Order of substituted
service on the defendant by the plaintiff, the latter failed to inform the
court that they knew the residential address of the defendant. The plaintiff
rather used the address of the property used by the defendant as collateral as
the address for service, thereby misleading the court into making the Order as
if the said collateral address was the residential address of the defendant. In
all fairness, it is the view of the court that the default judgment obtained by
the plaintiff against the defendant was done without good faith. In the
circumstance, it would be just and fair for the service of the Writ of Summons
and substituted service to be set aside. <b><o:p></o:p></b></span></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;"><o:p>&nbsp;</o:p></span></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">Accordingly, the service of the Writ of Summons on the defendant
by substituted service is hereby set aside. It is further Ordered that the Writ
of Summons be served on the defendant at the residential address provided on
the forms which the defendant signed during the execution of the agreement. <o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;"><o:p>&nbsp;</o:p></span></p><p>

</p><p class="MsoNormal" style="text-align:justify;mso-pagination:none;border:none;
mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;mso-border-shadow:yes"><span style="font-size: 12pt; line-height: 115%; font-family: &quot;Book Antiqua&quot;, serif;">In the event the defendant is not located at the said address, the
plaintiff is hereby granted leave to post a copy of the process on the said
property known as Martina’s Court, H/No. 1, Trasacco, Accra.&nbsp;<o:p></o:p></span></p></span></main>