AGNES ASARE-KONADU vs. FIRST RATE MICROFINANCE CO. LTD AND TWO OTHERS [2017]DLHC3911

Date	2017-07-31
Suit No.	SUIT NO. HRC/79/2015
Citation No.	[2017]DLHC3911

GIFTY AGYEI ADDO J HIGH COURT JUDGE

PHILIP NKRUMAH ESQ. FOR THE 1ST DEFENDANT.

HAMZA ALHASSAN ESQ. FOR THE 2ND AND 3RD DEFENDANTS.

[2017]DLHC3911
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													<main id="main" class="content" style="min-height: 60rem" ><o:p>&nbsp;</o:p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; AGNES
ASARE-KONADU<o:p></o:p>vs.<o:p></o:p>FIRST RATE MICROFINANCE
CO. LTD AND TWO OTHERS<o:p></o:p>[HIGH COURT (HUMAN RIGHTS
DIVISION 1), ACCRA<o:p></o:p>SUIT NO. HRC/79/2015&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;31ST JULY, 2017<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<o:p>&nbsp;</o:p>

</div>COUNSEL:<o:p></o:p>HAROLD TIVAH ATUGUBA ESQ., FOR THE PLAINTIFF. <o:p></o:p>PHILIP NKRUMAH ESQ., FOR THE 1ST DEFENDANT.<o:p></o:p>&nbsp;HAMZA ALHASSAN ESQ., FOR
THE 2ND AND 3RD DEFENDANTS.<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:31.0pt 31.0pt 1.0pt 31.0pt;mso-border-shadow:yes">

<o:p>&nbsp;</o:p>

</div>CORAM:<o:p></o:p>GIFTY AGYEI
ADDO, J HIGH COURT JUDGE<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<o:p>&nbsp;</o:p>

</div>JUDGMENT<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div>This is an action rooted in the tort of negligence and the remedy
resultant from such tortuous action.<o:p></o:p><o:p>&nbsp;</o:p>The Plaintiff mounted the action initially against four (4)
Defendants as per the title found on the Writ of Summons. However, the fourth
Defendant, Vanguard Assurance Company Limited, was non-suited leaving the other
three Defendants to contest the Plaintiff’s action. It appears to me that the
Writ of Summons was not amended to reflect the reduction of the Defendants from
four (4) to three (3) persons. The pleadings have First Rate Microfinance
Company Limited, Panyin Benyimah Arthur and Emmanuel Avemee as 2nd,
3rd and 4th Defendants respectively. I will therefore
rechristen them as 1st, 2nd and 3rd Defendants
respectively for the purpose of this judgment. <o:p></o:p><o:p>&nbsp;</o:p>The undisputed facts that have given rise to this suit is that on
13th September, 2014, the<o:p></o:p>3rd Defendant whilst in charge of vehicle No.
GX4175-14, drove into the Plaintiff resulting in injuries to the Plaintiff. The
Plaintiff has filed the instant suit for damages arising out of the injuries
suffered.<o:p></o:p><o:p>&nbsp;</o:p>In paragraph 7 of the Statement of Claim, the Plaintiff alleged
that the 3rd Defendant,<o:p></o:p>Emmanuel Avemee, was negligent in his act of crushing the vehicle
he was driving into her and particularised the conduct which constituted the 3rd
Defendant’s negligence as follows:<o:p></o:p><p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-.25in;
mso-pagination:none;mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The 3rd Defendant
negligently steering the Car off the road onto the pedestrian walkway and
knocking down the Plaintiff or negligently failing to steer the Car away from
the pedestrian walkway and away from the Plaintiff when he (the 3rd Defendant)
realized that the Car was so headed;<o:p></o:p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-.25in;
mso-pagination:none;mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">b.