ISHMAEL PINKRAH vs. G. C. B. BANK LIMITED [2017]DLHC4113

Date	2017-05-05
Suit No.	SUIT NO. RPC 11/2017
Citation No.	[2017]DLHC4113

DR. RICHMOND OSEI-HWERE JUSTICE OF THE HIGH COURT

AMA AGYEMAN KUSI-APPOUH FOR THE DEFENDANT/APPLICANT

KWABENA OPOKU MENSAH FOR THE PLAINTIFF/RESPONDENT

[2017]DLHC4113
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													<main id="main" class="content" style="min-height: 60rem" >ISHMAEL PINKRAH<o:p></o:p>vs.<o:p></o:p>G. C. B. BANK LIMITED<o:p></o:p>&nbsp;[HIGH COURT
(COMMERCIAL DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT&nbsp;NO. RPC 11/2017&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 5TH MAY, 2017<o:p></o:p>

</div>COUNSEL:
<o:p></o:p>AMA AGYEMAN KUSI-APPOUH
FOR THE DEFENDANT/APPLICANT<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div>CORAM: <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div><p class="MsoNormal" align="center" style="margin-top:1.45pt;margin-right:0in;
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<p class="MsoNormal" align="center" style="margin-top:1.45pt;margin-right:0in;
margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-align:center;
mso-pagination:none;mso-layout-grid-align:none;text-autospace:none;border:none;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">RULING<o:p></o:p>

</div>This is a motion on notice
to set aside judgment in default of appearance dated 1st December,
2016 and the subsequent order(s) made by the court on 15th December,
2016.<o:p></o:p>Background<o:p></o:p>On 7th November,
2016 the Plaintiff/Respondent filed a writ of summons and statement of claim
against the Defendant/Applicant for the following reliefs:<o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A declaration
that the two (2) payments made by the defendant bank on plaintiff’s account
with account number 1111120011906 on 5th September, 2016 totaling
ninety-one thousand Ghana cedis (GH₡91,000.00)
was negligently made without notice to the plaintiff nor were his order(s),
authorization, consent or instruction(s) sought prior to the said payments.<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; An
order of the Honorable Court compelling the defendant bank to reimburse the
plaintiff’s account standing with the defendant bank an amount of ninety-one thousand
cedis (GH91,000.00) which was paid out separately by two cheques with cheque
numbers 604351 and 6047350 totaling ninety-one thousand cedis (GH₡91,000.00).<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General,
special, punitive and exemplary damages against the defendant bank for its
negligence which caused the plaintiff great hardship, pain, anxiety and
psychological anguish.<o:p></o:p>d.&nbsp;&nbsp;&nbsp;&nbsp; Costs<o:p></o:p>e.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Such
further order(s) as the Honorable Court deems fit.<o:p></o:p>The writ of summons and
statement of claim was served on the Legal Services Department of the
Defendant-Bank, the Applicant herein on the 10th of November, 2016.
The sai</main>