BANK OF AFRICA GHANA LIMITED vs. SAMUEL DONKOR DICKENS [2017]DLHC4152

Date	2017-07-27
Suit No.	SUIT NO. CC 40/2017
Citation No.	[2017]DLHC4152

DR. RICHMOND OSEI-HWERE HIGH COURT JUDGE

KWABENA ATTA AGYEI FOR THE PLAINTIFF

[2017]DLHC4152
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													<main id="main" class="content" style="min-height: 60rem" >BANK OF AFRICA GHANA
LIMITED<o:p></o:p>vs.<o:p></o:p>SAMUEL DONKOR DICKENS<o:p></o:p>&nbsp;[HIGH COURT
(COMMERCIAL DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT&nbsp;NO. CC 40/2017&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE: 27TH JULY, 2017<o:p></o:p>

</div>COUNSEL:
<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div>CORAM: <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div><p class="MsoNormal" align="center" style="margin-top:1.45pt;margin-right:0in;
margin-bottom:0in;margin-left:0in;margin-bottom:.0001pt;text-align:center;
mso-pagination:none;mso-layout-grid-align:none;text-autospace:none"><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in;margin-left:0in;margin-right:.1in">

<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;mso-pagination:none;mso-layout-grid-align:none;text-autospace:
none;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;
mso-padding-alt:0in 0in 1.0pt 0in">FINAL
JUDGMENT<o:p></o:p>

</div>The Plaintiff’s claim
against the Defendant was for the following reliefs:<o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A
Declaration that the Defendant’s failure, neglect or refusal to honour
repayment terms on the facility granted him constitutes a breach of the
financial facility agreement/contract between the defendant and the plaintiff.<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; An
Order for the recovery of the outstanding sum of Forty-Four Thousand Eight
Hundred and Eighty- Eight Ghana Cedis and Seventy- Two Pesewas (GHC44,888.72)
together with the various agreed interest(s) and penalties to be assessed on
the any outstanding sum unpaid per each month of default till date of final
payment.<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Further
interest and penal charges if any, as agreed by the parties from the date of
default till date of final payment.<o:p></o:p>d.&nbsp;&nbsp;&nbsp;&nbsp; General
Damages for breach of contract.<o:p></o:p>e.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cost
(including legal fees).<o:p></o:p>f.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Any other reliefs deem appropriate by the
Honorable Court<o:p></o:p>On 21st June, 2017 the
court entered interlocutory judgment in favour of the Plaintiff for recovery of
the principal sum of GHC 44,888.72. The suit was, however, adjourned for
assessment of damages and the interests on the principal sum.<o:p></o:p>The law is that general
damages lie for every infringement of an absolute right. The Supreme Court held
in the case of Delmas Agency Ghana Ltd v
Food Distributors International Ltd [2007/2008] SCGLR 748, 760 thus:<o:p></o:p>‘‘General
damages is such as the law will presume to be the probable or natural
consequences of the defendant’s act. It arises by inference of law and
therefore nee</main>