GHANA HOME LOANS LIMITED vs. MR. CLIFFORD TAGOE [2017]DLHC4263

Date	2017-11-17
Suit No.	SUIT NO. CM/0301/2016
Citation No.	[2017]DLHC4263

SAMUEL K. A. ASIEDU

MS. NITA STEELE FOR THE PLAINTIFF

[2017]DLHC4263
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													<main id="main" class="content" style="min-height: 60rem" ><a name="OLE_LINK1">GHANA HOME LOANS LIMITED<o:p></o:p></a>vs.<o:p></o:p>MR. CLIFFORD TAGOE<o:p></o:p>&nbsp;[HIGH COURT (COMMERCIAL DIVISION), ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT NO. CM/0301/2016&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 17TH NOVEMBER, 2017 <o:p></o:p>

</div>COUNSEL:&nbsp;&nbsp; <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div>CORAM:
<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SAMUEL K. A. ASIEDU,
JUSTICE OF THE HIGH COURT<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div>On the 21st April 2016, the
plaintiff issued a writ against the defendant for:<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in;
margin-left:.75in;margin-bottom:.0001pt;text-align:justify;text-indent:-.5in;
mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
An order that the Defendant pay the Plaintiff the sum of
US$19,217.00 (Nineteen Thousand Two Hundred and Seventeen United States
Dollars), which amount represents the outstanding balance as at 11th
April, 2016. <o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in;
margin-left:.75in;margin-bottom:.0001pt;text-align:justify;text-indent:-.5in;
mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Interest on the sum of US$19,217.00 (Nineteen Thousand Two
Hundred and Seventeen United States Dollars) at a rate of 18.5% per annum from
11th April 2016 to date of final payment.<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in;
margin-left:.75in;margin-bottom:.0001pt;text-align:justify;text-indent:-.5in;
mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
An order for judicial sale of House No. 190, 14th
Street, Oyibi, Valley View, Accra. Ghana.<o:p></o:p>(iv)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Costs.<o:p></o:p>The writ was served together with a statement
of claim on the defendant who caused a conditional appearance to be filed on
his behalf on the 14th October 2016 and then filed a statement of
defence on the 12th January 2017.<o:p></o:p>After close of pleadings and the failure of
the parties to settle the matter amicably at pre-trial settlement conference,
the case was listed for hearing.<o:p></o:p>On the 23rd June 2017, the lawyers
for the parties were present in court when a ruling refusing an application for
summary judgment was read. Thereafter, the court ordered the parties to file
their witness statements in order that the case will be tried on its merit.<o:p></o:p>On the 6th July 2017, the
plaintiff filed its witness statement and served it on the defendant on the 11th
July 2017 through the lawyer for the defendant. On the 28th July
2017, the case was called the defendant had not filed his witness statement.
Again the defendant and his lawyer failed to attend court on that day. The
court therefore ordered hearing notice to be served on the defendant and
adjourned the case to 5th October 2017. From the 5th
October 2017, the case was again adjourned to the 13th October 2017.
A hearing notice was once again served on the defendant through his lawyer to
appear on the 13th October 2017. The defend</main>