UT LIFE INSURANCE COMPANY LIMITED vs. DWADIFO ADANFO MICROFINANCE [2017]DLHC4279

Date	2017-07-21
Suit No.	SUIT NO. CM/0283/2016
Citation No.	[2017]DLHC4279

SAMUEL K. A. ASIEDU

MS. YVONNE ADDEY AUGUSTT FOR THE PLAINTIFF

[2017]DLHC4279
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													<main id="main" class="content" style="min-height: 60rem" ><a name="OLE_LINK1">UT LIFE INSURANCE COMPANY LIMITED<o:p></o:p></a>vs.<o:p></o:p>DWADIFO ADANFO MICROFINANCE<o:p></o:p>&nbsp;[HIGH COURT (COMMERCIAL DIVISION), ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT NO. CM/0283/2016&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 21ST JULY, 2017 <o:p></o:p>

</div>COUNSEL:&nbsp;&nbsp; <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div>CORAM:
<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SAMUEL K. A. ASIEDU,
JUSTICE OF THE HIGH COURT<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div>By a writ of summons issued on the 11th
day of April 2016, the Plaintiff claims against the Defendant:<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in;
margin-left:.5in;margin-bottom:.0001pt;text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">(a)&nbsp;&nbsp;
The payment of the sum of One Million, Nine Hundred and
Twenty-Five Thousand, Five Hundred and Ninety-Three Ghana Cedis and Six Pesewas
(GH¢1,925,593.06).<o:p></o:p><p class="MsoNormal" style="margin-top:0in;margin-right:0in;margin-bottom:0in;
margin-left:.5in;margin-bottom:.0001pt;text-align:justify;text-indent:-.25in;
mso-list:l0 level1 lfo1;border:none;mso-padding-alt:31.0pt 31.0pt 31.0pt 31.0pt;
mso-border-shadow:yes">(b)&nbsp;&nbsp;
Interest on the sum of One Million, Nine Hundred and
Twenty-Five Thousand, Five Hundred and Ninety-Three Ghana Cedis and Six Pesewas
(GH¢1,925,593.06) from February 2015 till date of final payment.<o:p></o:p>(c)&nbsp;&nbsp;&nbsp;
Costs.<o:p></o:p>After the service of the writ and its
accompanying statement of claim and after the close of pleadings and the
eventual failure of pre-trial settlement proceedings, the matter was referred
to trial. Subsequently, the parties were, on the 30th day of March
2017, ordered to file their witness statements. The Plaintiff was to file its
witness statement first, serve it on the defendant, who was also to file its
witness statement within two weeks from the date of service of the Plaintiff’s
witness statement. The case was adjourned to 28th April 2017.<o:p></o:p>On the 17th day of May 2017, the
Plaintiff’s witness statement was served on the Defendant as shown by the affidavit
of service filed by the court process server.&nbsp;
On the 28th April 2017, the Defendant failed to show up in
court and neither did it file the witness statement as ordered by the court.
The case was therefore adjourned to 2nd June 2017. When the case was
called on the 2nd June 2017, the Defendant again failed to attend
court, hence, hearing notice was ordered to be served on the Defendant to be
present in court on the 15th June 2017. However, despite the service
of the said hearing notice on the Defendant, it still failed to attend court on
the 15th June 2017. The court, therefore, dismissed the statement of
defence filed by the Defendant on the strength of rule 7A sub rule 3 (b) of
Order 32 of the High Court (Civil Procedure) (Amendment) Rules, 2014 CI 87.
which states that:<o:p></o:p>“(3) Where a party
has failed to comply with any of the directions given at a case management
conference or a pretrial review or both, the Judge may make any of the
following orders: <o:p></o:p>(b) strike out the
defence and counterclaim as the case may be, if the non complying party is a
Defendant.”&nbsp; <o:p></o:p>The matter was eventually fixed for hearing
to the 29th June 2017 with an order for a hearing notice to be
served on the Defendant. On the 29th June 2017, the case was called;
as usual, the Defendant and its solicitor were absent. The Plaintiff was given
the opportunity to give evidence to prove its case which it did and the matter
then adjourned to today for judgment. <o:p></o:p>