J.K. ROCKSON vs. FIDELITY BANK GHANA LIMITED [2017]DLHC5451

Date	2017-04-24
Suit No.	SUIT NO.AC/70/2015
Citation No.	[2017]DLHC5451

JUSTICE KWEKU T. ACKAAH- BOAFO

MR. KWEKU Y. PAINSTIL FOR THE PLAINTIFF

MR. RAPHAEL KUMI FOR THE DEFENDANT

[2017]DLHC5451
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													<main id="main" class="content" style="min-height: 60rem" >J.K. ROCKSON<o:p></o:p>(PLAINTIFF)<o:p></o:p>vs.<o:p></o:p>FIDELITY BANK GHANA LIMITED<o:p></o:p>(DEFENDANT)<o:p></o:p>[HIGH COURT (GENERAL JURISDICTION DIVISION), ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT NO.AC/70/2015&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 24TH
APRIL, 2017<o:p></o:p>

</div>COUNSEL:<o:p></o:p>MR. KWEKU Y. PAINSTIL FOR
THE PLAINTIFF <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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MR.
RAPHAEL KUMI FOR THE DEFENDANT <o:p></o:p>

</div>CORAM: <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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RULING<o:p></o:p>

</div>Introduction:<o:p></o:p>[1]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The
Plaintiff’s claim is for a breach of contract and for the payment of the sum of
US$20,847.20 or its cedi equivalent. By paragraphs 4 and 5 of the statement of claim
the Plaintiff pleaded “That at a meeting specially convened on 17th
July, 2014 to address the issue of shortfall and reimbursement, it was
conclusively agreed between the parties that in consideration of the Plaintiff
furnishing Procredit with proof of purchase of dollars at the said exchange
rate on Monday 14th July, 2014, Procredit would refund or reimburse
the Plaintiff with the amount of the shortfall, being US$20,847.20”. Per
paragraph 5 the Plaintiff pleaded “The Plaintiff will at the trial tender audio
recording of the parties’ meeting in proof of the averments in paragraph 4
hereto”. <o:p></o:p>[2]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upon
being served with the writ of summons the Defendant caused an appearance to be
entered on its behalf and filed a statement of defence on July 29, 2015. By
paragraphs 6 and 7 of the defence, the Defendant Bank pleaded as follows:<o:p></o:p><o:p>&nbsp;</o:p>“Defendant says in answer to Paragraph
4 of the Statement of Claim that although there was a meeting on the said date,
the Defendant never agreed to refund or re-imburse Plaintiff with any foreign
exchange losses amounting to USD 20,847.20. Assuming without admitting that the
Defendant agreed to reimburse Plaintiff for exchange losses, the exchange rate
as at the date of payment i.e. 14th July, 2014, was between Gh₵3.0219
and Gh₵3.0243.<o:p></o:p>De</main>