MRS. GYAMPOH & 3 OTHERS vs. UNION SAVINGS AND LOAN CO. LTD. [2017]DLHC9178

Date	2017-02-21
Suit No.	SUIT NO. CM/OCC/0742/16
Citation No.	[2017]DLHC9178

HER LADYSHIP JUSTICE JENNIFER ABENA DADZIE

THEOPHILUS KPORVIE ESQ. OF POUZING & ASSOCIATES ACCRA COUNSEL FOR PLAINTIFFS/APPLICANTS

NANA AKWASI AWUAH ESQ. (H/B FOR DR. KWEKU AINUSON ESQ.) OF AB LEXMALL & ASSOCIATES ACCRA

COUNSEL FOR DEFENDANT/RESPONDENT

[2017]DLHC9178
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													<main id="main" class="content" style="min-height: 60rem" >MRS. GYAMPOH &amp; 3 OTHERS<o:p></o:p>(PLAINTIFFS/RESPONDENTS)<o:p></o:p>vs.<o:p></o:p>UNION SAVINGS AND LOAN CO. LTD.<o:p></o:p>(DEFENDANT/APPLICANT)<o:p></o:p>[HIGH COURT, ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
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padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">SUIT NO.
CM/OCC/0742/16&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 21ST FEBRUARY, 2017<o:p></o:p>

</div>COUNSEL: <o:p></o:p>THEOPHILUS KPORVIE, ESQ., OF POUZING
&amp; ASSOCIATES, ACCRA, COUNSEL FOR PLAINTIFFS/APPLICANTS<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
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solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">NANA AKWASI AWUAH, ESQ., (H/B FOR DR. KWEKU AINUSON, ESQ.)
OF AB LEXMALL &amp; ASSOCIATES, ACCRA, COUNSEL FOR DEFENDANT/RESPONDENT<o:p></o:p>

</div>CORAM:<o:p></o:p>HER LADYSHIP
JUSTICE JENNIFER ABENA DADZIE<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="text-align:center;line-height:normal;
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</div>After
carefully considering the various affidavits and evidence that were placed
before me, on February 15, 2017, I proceeded to grant the prayer of the
Plaintiffs/Applicants (hereinafter, the “Applicants”) brought under Order
25 rule 2 of the High Court (Civil Procedure) Rules, 2004 (hereinafter,
“C.I. 47”) for an Order of this Court preserving in the interim the house
numbered B674/22 located at Abeka Road (Kaduna Lodge) Abeka, Accra, in the
Greater Accra Region of the Republic of Ghana (hereinafter, the “Property”) but reserved my reasons to be delivered
later, which I now proceed to do in this Ruling. <o:p></o:p>The
claim of the Applicants, ascertained from the affidavit filed in support of
this motion, is to the effect that they are the children and wife of one
Matthias Titus Glover who died on January 24, 1996 (hereinafter, the
“Testator”) and are beneficiaries under his estate pursuant to the grant of
probate on February 26, 1997.&nbsp; The
Applicants aver that since the said date, they have been in possession of the
Property devised to them by the Testator under his will and which is the
subject matter of this motion and have rented same out without any let or
hindrance until sometime last year when the Applicants became aware that the
Property had been attached in&nbsp; execution
of a judgment debt arising from the alleged fraudulent use of the Property as
collateral for a loan facility taken out by some persons, including one Titus
Glover who posed as the Testator, from the Defendant/Respondent financial
institution (hereinafter, the “Respondent”) in the suit entitled Union
Savings And Loans Company Ltd. v. Horseshoe Const. Ltd and 3 Ors., Suit
No. MISC/005/15.&nbsp; The Applicants
aver further that the mortgage over the Property was executed, purportedly, in
or around April 2014, while the Testator died on February 26, 1996.&nbsp; It is the further plaint of the Applicants
that in spite of the alleged fraud and several calls they have made on the
Respondent to release the mortgaged property to them, it has failed to do
so.&nbsp; Therefore, on November 3, 2016, the
Applicants issued a writ of summons and statement of claim against the
Respondent seeking the following reliefs:<o:p></o:p>“a.&nbsp;&nbsp; An order to set aside the mortgage of the
property.<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Damages of trespass<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Mesne profit of GH¢10,000.00 a month
from July 2016 until the date that the property is discharged and possession
given back to the Plaintiffs.<o:p></o:p>d.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General damages<o:p></o:p>e.