JESUS IS EVERGREEN, JOHN OWUSU ANSAH AND PORTIA OWUSU ANSAH vs. FIRST ATLANTIC BANK LTD. [2018]DLCA4741

JESUS IS EVERGREEN, JOHN OWUSU ANSAH AND PORTIA OWUSU ANSAH vs. FIRST ATLANTIC... [2018]DLCA4741

Date	2018-04-17
Suit No.	SUIT NO: H1/04/2018
Citation No.	[2018]DLCA4741

ADUAMA OSEI J.A. (PRESIDING)

DZAMEFE J. A.

WELBOURNE (MRS) J. A.

JAMES ADU MENSAH FOR PLAINTIFF/RESPONDENT.

NO RERESENTATIVE FOR DEFENDANT/APPELLANT.

[2018]DLCA4741
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													<main id="main" class="content" style="min-height: 60rem" >JESUS IS EVERGREEN, JOHN
OWUSU ANSAH AND PORTIA OWUSU ANSAH<o:p></o:p>(DEFENDANTS/APPELLANTS)<o:p></o:p>vs.<o:p></o:p>FIRST ATLANTIC BANK LTD.<o:p></o:p>(PLAINTIFF/RESPONDENT)<o:p></o:p>[COURT OF APPEAL, KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

SUIT
NO: H1/04/2018&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 17TH APRIL, 2018<o:p></o:p>

</div>COUNSEL:<o:p></o:p>JAMES ADU MENSAH FOR
PLAINTIFF/RESPONDENT.<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

NO
RERESENTATIVE FOR DEFENDANT/APPELLANT.<o:p></o:p>

</div>CORAM:
<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

ADUAMA
OSEI J.A. (PRESIDING), DZAMEFE J. A., WELBOURNE (MRS) J. A.<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div><span lang="EN-GB" style="font-size:12.0pt;
line-height:115%;font-family:&quot;Book Antiqua&quot;,&quot;serif&quot;;mso-fareast-font-family:
Calibri;mso-fareast-theme-font:minor-latin;mso-bidi-font-family:&quot;Times New Roman&quot;;
mso-ansi-language:EN-GB">WELBOURNE, JA<o:p></o:p>This appeal is by the Defendant/Appellant
against the ruling of the High court dated 20th September 2016.<o:p></o:p>The
Background <o:p></o:p>This action commenced with
the Plaintiff filing a suit claiming the following reliefs: <o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; An
amount of six hundred and forty eight thousand, five hundred and fifteen Ghana
cedis twenty five pesewas (GHC648,515.25) being the amount outstanding in
respect of the facilities granted to the 1stDefendant.<o:p></o:p><o:p>&nbsp;</o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest
on the said sum upon the terms of the facilities, from 14th March,
2014 till date of final payment.<o:p></o:p><o:p>&nbsp;</o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In
addition to or in the alternative,an order for judicial sale of 2ndDefendant’s
landed property contained in the Deed of Mortgage and the fleet of trucks.<o:p></o:p>d.&nbsp;&nbsp;&nbsp;&nbsp; Costs.<o:p></o:p>The Defendantentered
appearance and filed a Statement of Defence which was amended. The Plaintiff
testified through one James Yaw AduMensah, a Deputy Manager. He ended his
evidence in chief on 23rd July, 2015 and was cross-examined and
discharged on 18th January, 2016. At that point in time, the Plaintiff
closed its case. The Defendantwas granted leave to file an amended Statement of
Defence. At that point the Plaintiff applied to recall its representative to
testify in response to the amended Statement of Defence and same was granted by
the High Court.<o:p></o:p>