SETHI BROTHERS GHANA LIMITED vs. REGENCY ALLIANCE INSURANCE LIMITED. [2018]DLHC3352

Date	2018-06-22
Suit No.	CIVIL APPEAL NO.CM/0216/2016
Citation No.	[2018]DLHC3352

SAMUEL K. A. ASIEDU JUSTICE OF THE HIGH COURT

GODWIN A. GYAMFI ESQ. FOR PLAINTIFF.

MONICA GERALDO ESQ. FOR AKOSUA G. DUAMEROH ESQ. FOR DEFENDANT

[2018]DLHC3352
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													<main id="main" class="content" style="min-height: 60rem" >SETHI BROTHERS GHANA
LIMITED<o:p></o:p>vs.<o:p></o:p>REGENCY ALLIANCE
INSURANCE LIMITED.<o:p></o:p>&nbsp;[HIGH COURT (COMMERCIAL
DIVISION), ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

CIVIL APPEAL NO.CM/0216/2016&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 22ND
JUNE, 2018<o:p></o:p>

</div>COUNSEL:<o:p></o:p>GODWIN A. GYAMFI ESQ., FOR
PLAINTIFF.<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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JUDGEMENT<o:p></o:p>

</div><o:p>&nbsp;</o:p>By
an amended writ of summons and a statement of claim, the plaintiff company
claims against the defendant company. <o:p></o:p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A declaration that the Defendant is in breach of
the contract of insurance.<o:p></o:p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A declaration that the Defendant acted fraudulent
by attaching in the said policy on page 19 a limitation clause/wrong
endorsement to the Plaintiff in the name of Yvonne Holdbrook.<o:p></o:p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A declaration that the Defendant by his actions is
in breach of the National Insurance Commission’s rules.<o:p></o:p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; An order ordering the Defendant to pay the
Plaintiff the sum of US$2,355,135.14.<o:p></o:p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; An order that the said sum in paragraph 4 above be
paid with interest, from the 3rd day of February 2015 until the day
of Judgment or sooner at the appropriate rate.<o:p></o:p>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any or other relief.<o:p></o:p>After
the service on the defendant of the writ of summons and statement of claim, the
defendant entered an appearance and filed a statement of defence and, after an
unsuccessful pre-trial settlement, issues were set down and the matter referred
for trial. The parties filed their respective witness statements after which
evidence was given by the representatives of the parties and their witnesses.<o:p></o:p>From
the pleadings filed by the parties the court finds that the defendant has
admitted that the defendant is a limited liability company which offers
insurance services to members of </main>