[2018]DLHC7189 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">BARCLAYS BANK GHANA LIMITED</span></b><i><span style="font-size: 12.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p></o:p></span></i></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><i><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">(PLAINTIFF)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span style="font-size:12.0pt;line-height: 115%;font-family:"Book Antiqua","serif";color:#00B0F0">AKUAFO ADAMFO MARKETING CO. LTD. & ORS.</span></b><span style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua","serif";color:#00B0F0"><o:p></o:p></span></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><i><span style="font-size:10.0pt;line-height: 115%;font-family:"Book Antiqua","serif"">(DEFENDANTS)<o:p></o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif""><o:p> </o:p></span></i></p><p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center"><span lang="EN-GB" style="font-size:10.0pt;line-height:115%; font-family:"Book Antiqua","serif"">[HIGH COURT (COMMERCIAL DIVISION), ACCRA]<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in; mso-padding-alt:0in 0in 1.0pt 0in"><b><span style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua","serif"">SUIT NO. CM/0049/16</span></b><span style="font-size:10.0pt;line-height:115%; font-family:"Book Antiqua","serif""> DATE: 16<sup>TH</sup> APRIL, 2018<b><o:p></o:p></b></span></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">COUNSEL: <o:p></o:p></span></b></p><p class="MsoNoSpacing" style="line-height:115%"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">MAXWELL LOGAN (WITH SIKA AGGREY) FOR THEPLAINTIFF/APPLICANT<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0in 0in 1.0pt 0in"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0in;mso-padding-alt:0in 0in 1.0pt 0in"><span style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"">KOJO ASARE BOATENG FOR SAMUEL CODJOE FOR THE DEFENDANTS/ RESPONDENTS.<o:p></o:p></span></p> </div><p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">CORAM:<o:p></o:p></span></b></p><p class="MsoNoSpacing" style="line-height:115%"><span style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">HIS LORDSHIP GEORGE K. KOOMSON (J).<o:p></o:p></span></p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt; border-left:none;border-bottom:solid windowtext 1.5pt;border-right:none; padding:1.0pt 0in 1.0pt 0in"> <p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt; text-align:center;border:none;mso-border-top-alt:solid windowtext 1.5pt; mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif"">RULING<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">A brief summary of the facts in this case is that the 1<sup>st</sup> Defendant obtained various forms of facilities from the Plaintiff in 2014. These facilities were guaranteed by 2<sup>nd</sup> to 5<sup>th</sup> Defendants. The purpose of these facilities was to enable 1<sup>st</sup> Defendant purchase cocoa beans in the 2014/2015 cocoa crop season. At the expiration of the facility term, the 1<sup>st</sup> Defendant was unable to repay the amount granted to it with interest. The Plaintiff therefore issued the present action to recover all outstanding balance from the Defendants. The case was referred to me for pre-trial settlement. I must say that settlement broke down and the Court settled the issues on the 19<sup>th</sup> May 2016. Contrary to the practice at the Commercial Court, applications were put before me, though I was the pre-trial Judge. None of the parties objected to this.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">Consequently, the Court heard these applications. One of such application is the instant one which the Plaintiff is seeking an order to enter judgment on behalf of the Plaintiff based on the amount certified by the auditor appointed by the Court as being owed to the Plaintiff by the Defendant. <o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">The Defendanst contend that by an oral agreement the Plaintiff agreed not to pursue their right to recover any debt owed by the Defendants until the 1<sup>st</sup> Defendant has gone through a restructuring. This assertion has been denied by the Plaintiff. Defendants further stated that pre-trial has not been completed therefore the Plaintiff’s application is premature. I do not want to belabour this point, as I have already stated that pre-trial settlement broke down and issues were settled as far back as May 2016.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">The question which I have to resolve in this application is as to whether an order be made entering judgment on the sum certified in the accounts in favour of the Plaintiff.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">I have read the application and all the affidavits filed by the parties. I have also considered the oral submissions made by both Counsel. Regard has been given to Order 29 of the High Court (Civil Procedure) Rules, 2004, C.I. 47. It is however useful for me to place emphasis on Order 29 Rule 1 thereof, which states:<o:p></o:p></span></p><p class="MsoNormal" style="margin-left:.5in;text-align:justify;text-indent:-.5in"><b><i><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman""> </span></i></b><i><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:"Times New Roman"">“(1) Where a writ indorsed with a claim includes a claim for an account or a claim which necessarily involves taking an account, the Plaintiff may, at any time after the Defendant has filed appearance or after the time limited for filing appearance apply for an order for account under this rule.<o:p></o:p></span></i></p><p class="MsoNormal" style="margin-left:.5in;text-align:justify"><i><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:"Times New Roman"">(2) An application under this rule shall be supported by affidavit or other evidence if the Court so directs.<o:p></o:p></span></i></p><p class="MsoNormal" style="margin-left:.5in;text-align:justify"><i><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua","serif";mso-bidi-font-family:"Times New Roman"">(3) On the hearing of the application the Court may, unless satisfied by the Defendant by affidavit or otherwise that there is some preliminary question to be tried order that an account be taken, and may also order that any amount certified on taking the account to be due to either party be paid to that party within a time specified in the order”.<o:p></o:p></span></i></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">The Defendants do not deny the fact that 1<sup>st</sup> Defendant took the facility from the Plaintiff. They further do not deny owing the Plaintiff some outstanding balance. It is the actual debt owing that was in issue which prompted the application for accounts was filed.<o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","serif"; mso-bidi-font-family:"Times New Roman"">Now, accounts have been gone into and it has been established and certified that the Defendants owe the Plaintiff in the sum of GH¢61,454,538.03. Having certified this amount as the debt owed by the Defendants, the question is, should the Court order the Defendants to pay the Plaintiff within a specified time? It is noted that an order for accounts can be made at any time of the proceedings, even after judgment: see the case of <b><i>BARBER VS. MACKRELL (1879) 12 Ch. D. 534</i>.</b><o:p></o:p></span></p><p class="MsoNormal" style="text-align:justify"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua","s