GHL BANK LTD (PLAINTIFF) vs. ROSEMARY DANKYI (DEFENDANT) [2018]DLHC7202

Date	2018-05-24
Suit No.	SUIT NO. MISC/0010/18
Citation No.	[2018]DLHC7202

HIS LORDSHIP GEORGE K. KOOMSON (J).

NITA STEEL FOR APPLICANT

[2018]DLHC7202
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													<main id="main" class="content" style="min-height: 60rem" >GHL BANK LTD<o:p></o:p>(PLAINTIFF)<o:p></o:p>vs.<o:p></o:p>ROSEMARY
DANKYI<o:p></o:p>(DEFENDANT)<o:p></o:p><o:p>&nbsp;</o:p>[HIGH COURT (COMMERCIAL
DIVISION), ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

SUIT
NO. MISC/0010/18&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 24TH
MAY, 2018<o:p></o:p>

NITA STEEL FOR APPLICANT <o:p></o:p>

</div>CORAM:<o:p></o:p>HIS
LORDSHIP GEORGE K. KOOMSON (J).<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;line-height:115%;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">RULING<o:p></o:p>

</div>This is an application for warrant to
take possession of unnumbered property near ACP Estates, Pokuase near
Accra.&nbsp; I have read the application and
the supporting affidavit.&nbsp; I have given
consideration to the oral submission of counsel for the applicant.&nbsp; Thoughtful consideration has been given to
Section 13 of the Home Mortgage Finance Act (Act 770) of 2008.<o:p></o:p>It is noted that the Respondent was
given opportunity to settle the arrears but failed to do so.&nbsp; Respondent also failed to file any affidavit
in this matter.<o:p></o:p>The affidavit evidence filed in this
case by the Applicant especially Exhibit ‘A, B, C, and ‘D’ clearly demonstrate
that the Applicant granted the facility to the Respondent for which the
property the subject matter of this application was used as security.&nbsp; From Exhibit A and H, I am satisfied that the
Respondent is in default.<o:p></o:p>It is my considered opinion that the
Applicant has shown to the satisfaction of this court that the Respondent has
failed to honour her repayment obligation and despite a formal demand on her
the Respondent has failed to settle her indebtedness for which reason the
Applicant is entitled to take possession of the mortgaged property in
accordance with Act 770 of 2008.<o:p></o:p>Accordingly, the application is
granted.&nbsp; Let the Applicant take
possession of the unnumbered property being and situate at Pokuase near the ACP
Estates with the assistance of the Ghana Police Service, Pokuase.&nbsp; I make no order as to costs.<o:p></o:p><o:p>&nbsp;</o:p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>

<o:p>&nbsp;</o:p></main>