BOND SAVINGS AND LOANS LIMITED vs. MR. GEORGE KWAME AME MANFUL [2019]DLCA6309

Date	2019-01-24
Suit No.	SUIT NO. H1/169/2018
Citation No.	[2019]DLCA6309

J. HONYENUGA (J.A) PRESIDING

AVRIL LOVELACE-JOHNSON (J.A)

AGBEVOR (JA)

MR. FIIFI ABBAN FOR RESPONDENT

MR. FRANK ASAMOAH FOR APPELLANT

[2019]DLCA6309
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													<main id="main" class="content" style="min-height: 60rem" >BOND SAVINGS AND LOANS LIMITED<o:p></o:p>(APPLICANT/RESPONDENT)<o:p></o:p>vs.<o:p></o:p>MR. GEORGE KWAME AME
MANFUL<o:p></o:p>(RESPONDENT/APPELLANT)<o:p></o:p>[COURT OF APPEAL, ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT
NO. H1/169/2018&nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE: 24TH
JANUARY, 2019<o:p></o:p>

MR.
FRANK ASAMOAH FOR APPELLANT<o:p></o:p>

</div>CORAM:
<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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J.
HONYENUGA (J.A) PRESIDING, AVRIL LOVELACE-JOHNSON (J.A), AGBEVOR (JA)<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;mso-outline-level:1;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div>AVRIL LOVELACE-JOHNSON
(J.A):<o:p></o:p>On 10th April
2017 the High Court granted the Respondent’s ex- parte application for a
warrant to take possession pursuant to section 34(2) of The Borrowers and
Lenders Act, 2008, Act 773.<o:p></o:p>The present Appellant’s
application to set aside the said warrant was refused by the court on 30th
October hence this appeal.<o:p></o:p>The Appellant filed six
grounds of appeal as following<o:p></o:p>i.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
That
the learned Judge erred in law when he came to the conclusion that the Respondent/Appellant
was not entitled to notice of an originating process pursuant to Section 34 of
the Borrowers and Lenders Act, 2008 (Act 773)&nbsp;
when in fact the Applicant/Respondent was seeking to enforce a right of
possession by Court action.<o:p></o:p><o:p>&nbsp;</o:p>ii.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
That
the learned judge committed an error of Law when he came to the conclusion that
the court cannot confer right of notice based on common law principles and
provisions of subsidiary legislation in making applications to court pursuant
to section 34 of the Borrowers and Lenders Act 2008 (Act 773) notwithstanding
the provisions of Order 19 Rule 3 of the High Court Civil Procedure Rules 2004
C.I 47.<o:p></o:p><o:p>&nbsp;</o:p><o:p>&nbsp;</o:p>iii.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
That
the learned judge committed an error of law in breach of the rules of natural
justice, to wit, audi alteram partem when he concluded that the
Respondent/Appellant was not entitled to notice of the application for warrant
to possess H/No. GX7 Manet Cottage pursuant to section 34 of the Borrowers and
Lenders Act 2008 (Act 773).<o:p></o:p><o:p>&nbsp;</o:p>