[2019]DLCA7768 Login to Read Full Case <span style="font-size: 18px !important;"><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B0F0">FRANK TAWIAH<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span class="NoSpacingChar"><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif">(</span></i></span><i><span lang="EN-GB" style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua",serif">PLAINTIFF/APPELLANT)<o:p></o:p></span></i></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua";color:#00B0F0">vs.<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B0F0">BIEGE CAPITAL<o:p></o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><i><span lang="EN-GB" style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua"; mso-bidi-font-family:"Book Antiqua"">(</span></i><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family: "Book Antiqua",serif">DEFENDANT/RESPONDENT</span></i><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">)</span></i><i><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif"><o:p></o:p></span></i></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><b><span lang="EN-GB" style="font-size:10.0pt; line-height:115%;font-family:"Book Antiqua",serif;color:#00B0F0"><o:p> </o:p></span></b></p><p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%"><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif">[COURT OF APPEAL, KUMASI]<o:p></o:p></span></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm; mso-padding-alt:0cm 0cm 1.0pt 0cm"><b><span lang="EN-US" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Times New Roman";mso-fareast-theme-font:minor-fareast; mso-ansi-language:EN-US">SUIT </span></b><b><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif">NO.H1/81/2016 </span></b><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif"> DATE: 25<sup>TH</sup> MARCH, 2019</span><b><span lang="EN-US" style="font-size:10.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-fareast-font-family:"Times New Roman";mso-fareast-theme-font:minor-fareast; mso-ansi-language:EN-US"><o:p></o:p></span></b></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua",serif">COUNSEL:<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif">WILLIAM ASAMOAH SARPONG FOR THE PLAINTIFF/APPELLANT<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-fareast-font-family:"Book Antiqua";mso-bidi-font-family: "Book Antiqua"">CORAM:<o:p></o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" style="line-height:115%;border:none;mso-border-bottom-alt: solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif">MARIAMA OWUSU (MRS.) J.A. (PRESIDING), DZAMEFE J. A., WELBOURNE (MRS) J. A.<o:p></o:p></span></p> </div><p class="MsoNoSpacing" style="line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua",serif"><o:p> </o:p></span></b></p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt; padding:0cm 0cm 1.0pt 0cm"> <p class="MsoNoSpacing" align="center" style="text-align:center;line-height:115%; border:none;mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm; mso-padding-alt:0cm 0cm 1.0pt 0cm"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif">JUDGMENT<o:p></o:p></span></b></p> </div><p class="MsoNormal" style="line-height:115%"><b><u><span lang="EN-GB" style="font-size:12.0pt;line-height:115%; font-family:"Book Antiqua",serif;mso-bidi-font-family:"Calibri Light"; mso-bidi-theme-font:major-latin;mso-ansi-language:EN-GB">MARGARET WELBOURNE (MRS.) JA.<o:p></o:p></span></u></b></p><p class="MsoNormal" style="line-height:115%"><b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family: "Book Antiqua",serif;mso-bidi-font-family:"Calibri Light";mso-bidi-theme-font: major-latin;mso-ansi-language:EN-GB">BRIEF FACTS: </span></b><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-bidi-font-family:"Calibri Light";mso-bidi-theme-font:major-latin; mso-ansi-language:EN-GB">This appeal is mounted against the judgment of the High Court Commercial Division) dated 27/5/2015<b><o:p></o:p></b></span></p><p class="MsoNormal" style="text-align:justify;line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-bidi-font-family:"Calibri Light";mso-bidi-theme-font:major-latin; mso-ansi-language:EN-GB">The facts of this case according to the Plaintiff are that, the Plaintiff took a loan facility of GH</span><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif; mso-ansi-language:EN-GB">₵</span><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Calibri Light"; mso-bidi-theme-font:major-latin;mso-ansi-language:EN-GB">10,000.00 from the Defendant and he was to repay same within a period of Six (6) months. The facility was secured with the Plaintiff’s Toyota Hiace (Commercial Vehicle) numbered <b>AE 1938-12</b>. The Plaintiff managed to pay GH</span><span lang="EN-GB" style="font-size:12.0pt;line-height: 115%;font-family:"Times New Roman",serif;mso-ansi-language:EN-GB">₵</span><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-bidi-font-family:"Calibri Light";mso-bidi-theme-font:major-latin; mso-ansi-language:EN-GB">1,200.00 and as a result of an accident, one of his vehicles got burnt and so he defaulted in repayment of the loan as scheduled. Even though the Plaintiff used his Commercial Vehicle numbered <b>AE 1938-12 </b>as security for the loan the Defendant forcefully and without a Judgment or Court Order took away the Plaintiff’s vehicle with registration number <b>AE 1879 -12</b> on November 1<sup>st</sup> 2013 and same has been with the Defendant till date. According to the Plaintiff, the said vehicle which was for Commercial use, was making daily sales of Ninety Ghana Cedis (GH</span><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Times New Roman",serif; mso-ansi-language:EN-GB">₵</span><span lang="EN-GB" style="font-size:12.0pt; line-height:115%;font-family:"Book Antiqua",serif;mso-bidi-font-family:"Calibri Light"; mso-bidi-theme-font:major-latin;mso-ansi-language:EN-GB">90.00). Aggrieved by the wrongful seizure of his vehicle, the Plaintiff issued a Writ of Summons and a Statement of Claim from the registry of the High Court, Commercial Division, Kumasi seeking the following reliefs:<o:p></o:p></span></p><p class="MsoListParagraphCxSpFirst" style="text-align:justify;text-indent:-18.0pt; line-height:115%;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Calibri Light",sans-serif; mso-ascii-theme-font:major-latin;mso-fareast-font-family:"Calibri Light"; mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font: major-latin;mso-ansi-language:EN-GB">1.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></span><!--[endif]--><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-bidi-font-family:"Calibri Light";mso-bidi-theme-font:major-latin; mso-ansi-language:EN-GB">A declaration that theseizure of the Plaintiff’s Commercial Nissan Urvan bus with registration number <b>AE 1879-12</b> on the 1<sup>st</sup> November, 2013 was wrongful.<o:p></o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;line-height:115%"><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Book Antiqua",serif; mso-bidi-font-family:"Calibri Light";mso-bidi-theme-font:major-latin; mso-ansi-language:EN-GB"><o:p> </o:p></span></p><p class="MsoListParagraphCxSpMiddle" style="text-align:justify;text-indent:-18.0pt; line-height:115%;mso-list:l0 level1 lfo1"><!--[if !supportLists]--><span lang="EN-GB" style="font-size:12.0pt;line-height:115%;font-family:"Calibri Light",sans-serif; mso-ascii-theme-font:major-latin;mso-fareast-font-family:"Calibri Light"; mso-fareast-theme-font:major-latin;mso-hansi-theme-font:major-latin;mso-bidi-theme-font: major-latin;mso-ansi-language:EN-GB">2.<span style="font-variant-numeric: normal; font-variant-east-asian: normal; font-stretch: normal; font-size: 7pt; line-height: normal; font-family: "Times New Roman";"> </span></spa