EMMANUEL CO-OP. CREDIT UNION vs. MCOTTLEY CAPITAL LIMITED [2019]DLHC6888

Date	2019-06-06
Suit No.	SUIT NO: RPC/53/2019
Citation No.	[2019]DLHC6888

HIS LORDSHIP JUSTICE DR. RICHMOND OSEI-HWERE

LINDA FREMAH ADOM FOR DENNIS BOAMAH OKYERE FOR PLAINTIFF

[2019]DLHC6888
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													<main id="main" class="content" style="min-height: 60rem" >EMMANUEL
CO-OP. CREDIT UNION<o:p></o:p>(PLAINTIFFS)<o:p></o:p>vs.<o:p></o:p>MCOTTLEY
CAPITAL LIMITED<o:p></o:p>(DEFENDANTS)<o:p></o:p>[HIGH COURT (COMMERCIAL DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT
NO: RPC/53/2019&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;DATE: 6TH
JUNE, 2019<o:p></o:p>

</div>COUNSEL:
<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

LINDA
FREMAH ADOM FOR DENNIS BOAMAH OKYERE FOR PLAINTIFF<o:p></o:p>

</div>CORAM: <o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoNormal" style="margin-bottom:0in;margin-bottom:.0001pt;line-height:
115%;mso-outline-level:1;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0in;mso-padding-alt:0in 0in 1.0pt 0in">HIS LORDSHIP JUSTICE DR.
RICHMOND OSEI-HWERE<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div>On
10th December, 2018, the plaintiff herein issued a writ of summons
against the defendant herein seeking the following reliefs:&nbsp; <o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
An order compelling the Defendant to pay
(GHC468,322.35) being amount outstanding in respect of the 182-day Fixed
Deposit investment, 365-day fixed deposit investment and McFund Plus account as
at their respective due dates to the Plaintiff.<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Interest on the sum of (GHC468,322.35) from
the respective due dates till date of final payment.<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
General damages.<o:p></o:p>d.&nbsp;&nbsp;&nbsp;&nbsp;
Costs.<o:p></o:p>On
22nd January, 2019 the plaintiff filed a motion ex-parte for judgment in
default of appearance after the defendant had failed or refused to enter an
appearance when it was duly served with the writ of summons and statement of
claim. On 29th January, 2019 judgment was entered in favour of the
plaintiff against the defendant in respect of reliefs (a) and (b) of the writ
of summons. The matter was adjourned for hearing relating to the assessment of
damages.<o:p></o:p>The
law is that general damages lie for every infringement of an absolute right.
The Supreme Court held in the case of Delmas Agency Ghana Ltd vrs Food
Distributors International Ltd [2007/2008] SCGLR 748, 760 thus:<o:p></o:p>‘‘General damages is such as the law
will presume to be the probable or natural consequences of the defendant’s act.
It arises by inference of law and therefore need not be proved by evidence. The
law implies general damages in every infringement of an absolute right. The
catch is that only general damages are awarded.<o:p></o:p>Where a plaintiff has suffered a
properly quantifiable loss, he must plead specifically his loss and prove it
strictly. If he does not he is not entitled to anything unless general damages
are also appropriate.’’<o:p></o:p>When
the plaintiff’s representative testi</main>