ACCESS BANK (GHANA) LTD. (PLAINTIFF) vs. MANSELL GHANA LIMITED, RAMI EL-ASHKAR AND DR. RADWAN EL-ASHKAR (DEFENDANTS) [2019]DLHC7121

ACCESS BANK (GHANA) LTD. (PLAINTIFF) vs. MANSELL GHANA LIMITED, RAMI EL-ASHKAR A... [2019]DLHC7121

Date	2019-05-10
Suit No.	SUIT NO: CM/ MISC/0492/2019
Citation No.	[2019]DLHC7121

HIS LORDSHIP SAMUEL K. A. ASIEDU J

MARGARET OWUSU ESQ. FOR THE PLAINTIFF WITH HER GEORGE M. OWUSU ANSAH ESQ

FELIX AMANKWA ESQ.

FOR DEFENDANTS

[2019]DLHC7121
																																						<div class="restriction-wrapper">
														<div class="container-lg">
															<div class="row">
																<div class="col-md-12 restricted-content">
																	<div class="restricted-content-img-wrapper">
																		<div class="lock-icon bounce-7">
																			<img class=""
																				src="https://www.dennislawgh.com/dl-assets/dl-images/lock-content.png"
																				alt="Subscription based content">
																		</div>
																	</div>
																	 
																		<a href="https://www.dennislawgh.com/login"
																		class="btn btn-primary btn-lg"
																		style="font-family: 'open sans'; text-transform: capitalize; border-radius: 8px"> 
																		Login to Read Full Case </a>
																	 
																	
																</div>
															</div>
														</div>
													</div>
													<main id="main" class="content" style="min-height: 60rem" >ACCESS BANK (GHANA) LTD.<o:p></o:p>(PLAINTIFF)<o:p></o:p>vs.<o:p></o:p>MANSELL GHANA LIMITED,
RAMI EL-ASHKAR AND DR. RADWAN EL-ASHKAR<o:p></o:p>(DEFENDANTS)<o:p></o:p>[HIGH COURT (COMMERCIAL DIVISION), ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

SUIT
NO: CM/ MISC/0492/2019 &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;DATE:
10TH MAY, 2019<o:p></o:p>

</div>COUNSEL: <o:p></o:p>MARGARET OWUSU ESQ., FOR
THE PLAINTIFF WITH HER GEORGE M. OWUSU ANSAH ESQ.<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0in 0in 1.0pt 0in">

FELIX
AMANKWA ESQ., FOR DEFENDANTS<o:p></o:p>

</div>CORAM:<o:p></o:p>HIS LORDSHIP SAMUEL K. A.
ASIEDU, J <o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
border-left:none;border-bottom:solid windowtext 1.5pt;border-right:none;
padding:1.0pt 0in 1.0pt 0in">

<p class="MsoNormal" align="center" style="margin-bottom:0in;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0in;mso-padding-alt:1.0pt 0in 1.0pt 0in">JUDGMENT<o:p></o:p>

</div>On
the 5th March 2019, the applicant herein caused an Originating
Motion on Notice to issue against the respondents herein under the Borrowers
and Lenders Act, 2008, Act 773. In the said motion, the applicant sought reliefs
against the respondents in the nature of:<o:p></o:p>(1)&nbsp;&nbsp; An order to exercise the right of possession of
Parcel No. 36 Block 1 Section 42, South Industrial Area and Parcel No. 121
Block 1 Section 30 situate at Accra Central, the properties subject to the
charge.<o:p></o:p><o:p>&nbsp;</o:p>(2)&nbsp;&nbsp; An order to realise the security in all that piece
or parcel of land in extent of 0.826 acres more or less being parcel No. 36
Block 1 Section 42, South Industrial Area situate within the Greater Accra
Region and subject to the charge.<o:p></o:p><o:p>&nbsp;</o:p><o:p>&nbsp;</o:p>(3)&nbsp;&nbsp; An order to realise the security in all that piece
or parcel of land in extent of 0.159 acres more or less being Parcel No. 121
Block 1 Section 30 situate at Accra Central within the Greater Accra Region and
subject to the charge.<o:p></o:p><o:p>&nbsp;</o:p>(4)&nbsp;&nbsp; Any further order or orders that this Honourable
Court deem fit.<o:p></o:p>Attached
to the supporting affidavit are various exhibits which will be specifically
referred to as and when appropriate in this judgment. Upon service of the
originating process on the respondents, they caused an application to set aside
the originating process to be filed. The supporting affidavit states, in
paragraphs 7 and 8, the grounds upon which the respondents/applicants rely for
seeking to set aside the originating process. The said paragraphs states that:<o:p></o:p>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That
I am advised and verily believe same to be true that an originating motion of
notice is not the appropriate mode of commencing the present action.<o:p></o:p>8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; That
I am further advised and believe same to be true that the respondent/Applicant
ought to have commenced the present action by writ of summons and statement of
claim, in that the enactment under which the action is brought does not “apply”
though the said enactment sets out rights.<o:p></o:p><o:p>&nbsp;</o:p>The
applicant/respondent is opposed to the said application.<o:p></o:p>