BENJAMIN BUDU-LARBI vs. HAJIA MARIYAM ISSAH BAWA [2019]DLHC9108

Date	2019-06-14
Suit No.	SUIT NO. CM/RPC/0608/17
Citation No.	[2019]DLHC9108

HER LADYSHIP JUSTICE JENNIFER ABENA DADZIE

STELLA ADU-DONKOR ESQ. (HOLDING BRIEF FOR ANDREW APPAU OBENG) OF GYANDOH ASMAH & CO LEGAL PRACTITIONERS LABONE ACCRA COUNSEL FOR PLAINTIFF

ALEX QUAINOO ESQ. OF AKUFFO ADDO PREMPEH & CO. ADABRAKA ACCRA COUNSEL FOR DEFENDANT

[2019]DLHC9108
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													<main id="main" class="content" style="min-height: 60rem" ><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:Calibri;mso-bidi-font-family:&quot;Times New Roman&quot;;
color:#00B0F0;mso-ansi-language:EN-US">BENJAMIN BUDU-LARBI<o:p></o:p>(PLAINTIFF)<o:p></o:p><span style="font-size:12.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:Calibri;mso-bidi-font-family:&quot;Times New Roman&quot;;
color:#00B0F0;mso-ansi-language:EN-US">vs.<o:p></o:p><span style="font-size:12.0pt;line-height:
115%;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:Calibri;
mso-bidi-font-family:&quot;Times New Roman&quot;;color:#00B0F0;mso-ansi-language:EN-US">HAJIA
MARIYAM ISSAH BAWA<o:p></o:p>(DEFENDANT)<o:p></o:p>[HIGH COURT,
ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

</div>COUNSEL:<o:p></o:p>STELLA ADU-DONKOR, ESQ., (HOLDING BRIEF FOR ANDREW APPAU
OBENG) OF GYANDOH ASMAH &amp; CO, LEGAL PRACTITIONERS, LABONE, ACCRA, COUNSEL
FOR PLAINTIFF<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:115%;tab-stops:298.8pt;border:none;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">ALEX QUAINOO, ESQ. OF AKUFFO ADDO,
PREMPEH &amp; CO., ADABRAKA, ACCRA, COUNSEL FOR DEFENDANT<o:p></o:p>

</div>CORAM:<o:p></o:p>HER LADYSHIP JUSTICE JENNIFER ABENA
DADZIE<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
border-left:none;border-bottom:solid windowtext 1.5pt;border-right:none;
padding:1.0pt 0cm 1.0pt 0cm">

<p class="MsoNormal" align="center" style="text-align:center;line-height:115%;
border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div>The Plaintiff is a business man trading
in information technology. &nbsp;The Defendant
is a business woman.&nbsp; The facts of the
case as can be gleaned from the record are that the Defendant approached the Plaintiff
sometime in 2013 with a request for financial assistance to the tune of twenty-three
thousand Swiss franc (23,000.00 CHF) to enable her complete an oil transaction
she was then engaged in. The Defendant agreed and the parties reduced this
agreement into writing on April 10,, 2013 as evidenced by the Exhibit “BBL1”. The terms of the
agreement pegged the fixed interest rate for the loan at 20% flat rate with the
total amount payable being twenty-seven thousand six hundred Swiss franc
(27,000.00 CHF) and the date for final payment as June 10, 2013. The agreement
was witnessed by Defendant’s daughter, Fallila Issa Bawa. <o:p></o:p>Plaintiff avers that subsequently, the
Defendant made a further request for the sum of twelve thousand four hundred
and seventy-four Swiss franc (12,474.00 CHF) which he obliged. This brought the
total loan amount to thirty-five thousand, four hundred and seventy-four Swiss
franc (35, 474.00 CHF).<o:p></o:p>Plaintiff states that on June 22, 2013,
he received an email, from Defendant’s daughter, a copy of which is marked as Exhibit
“BBL3”, apologising for the delay in the repayment of the loan and asking
for an extension of time within which to make the payment.<o:p></o:p>Plaintiff further states that on July,
10, 2013, Defendant made out a cheque payment to Plaintiff’s mother, one Elizabeth
Ohene, drawn on the Defendant’s company, Mariston International in the sum of sixteen
thousand United States Dollars (US$16, 000.00) as part payment of the loan (see
Exhibit “BBL2”). However, upon presentation at the bank, the cheque was dishonoured.
This was brought to the attention of the Defendant but she failed to remedy the
situation until July 4, 2017 when she paid the sum of five thousand United
States Dollars (US$5,000.00), the equivalent of four thousand eight hundred
swiss franc (4,800.00 CHF) through her lawyer, as evidenced by Exhibit “BBL4”,
which is a copy of the receipt of payment. The Defendant has failed or
neglected to make any other payment to offset the outstanding balance despite
persistent demands, according to the Plaintiff.<o:p></o:p>For
this reason, Plaintiff caused a Writ of Summons together with the Statement of
Claim to be issued against the Defendant claiming the following reliefs:<o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
The
recovery of the sum of thirty-five thousand, four hundred and seventy-four
swiss franc or cedi equivalent at the prevailing rate of exchange.<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
Interest
on the above sum of money at the contractual rate of 20% from July, 2013 till
the date of final payment.<o:p></o:p><</main>