KWAKU FRIMPONG &FLOSSIE FRIMPONG vs. COMMERCIAL INVESTMENTS LIMITED [2019]DLHC9199

Date	2019-04-18
Suit No.	SUIT NO.CM/OCC/0062/17
Citation No.	[2019]DLHC9199

HER LADYSHIP JUSTICE JENNIFER ABENA DADZIE

FRANCIS KUMAH ESQ. OF PRUDENTIAL LAW OFFICES GRAPHIC ROAD ACCRA COUNSEL FOR PLAINTIFFS

AMB. R. O. SOLOMON ESQ. R. O SOLOMON CONSULTING

KWAME NKRUMAH AVENUE ADABRAKA ACCRA COUNSEL FOR DEFENDANT

[2019]DLHC9199
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													<main id="main" class="content" style="min-height: 60rem" >KWAKU FRIMPONG &amp;FLOSSIE FRIMPONG<o:p></o:p>(PLAINTIFFS)<o:p></o:p>vs.<o:p></o:p>COMMERCIAL INVESTMENTS LIMITED<o:p></o:p>(DEFENDANT)<o:p></o:p>[HIGH COURT, ACCRA]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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<p class="MsoListParagraphCxSpLast" align="center" style="margin:0cm;margin-bottom:
.0001pt;mso-add-space:auto;text-align:center;line-height:normal;border:none;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">SUIT NO.CM/OCC/0062/17&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE: 18TH APRIL, 2019<o:p></o:p>

</div>COUNSEL:<o:p></o:p>FRANCIS
KUMAH, ESQ., OF PRUDENTIAL LAW OFFICES, GRAPHIC ROAD, ACCRA, COUNSEL FOR
PLAINTIFFS<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
padding:0cm 0cm 1.0pt 0cm;margin-left:0cm;margin-right:.2pt">

<p class="MsoNormal" style="margin-bottom:0cm;margin-bottom:.0001pt;text-align:
justify;line-height:normal;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">AMB. R. O. SOLOMON, ESQ., R. O
SOLOMON CONSULTING, KWAME NKRUMAH AVENUE, ADABRAKA, ACCRA, COUNSEL FOR
DEFENDANT<o:p></o:p>

</div>CORAM:<o:p></o:p>HER LADYSHIP JUSTICE JENNIFER ABENA DADZIE<o:p></o:p><div style="mso-element:para-border-div;border-top:solid windowtext 1.5pt;
border-left:none;border-bottom:solid windowtext 1.5pt;border-right:none;
padding:1.0pt 0cm 1.0pt 0cm">

<p class="MsoNormal" align="center" style="margin-bottom:10.0pt;text-align:center;
border:none;mso-border-top-alt:solid windowtext 1.5pt;mso-border-bottom-alt:
solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div>The Plaintiffs are a couple resident in Accra whiles
the Defendant is a limited liability company registered under the laws of Ghana
and carrying out the business of real estate development and sale of same. <o:p></o:p>The facts of this case, in brief, are that the Plaintiffs, sometime in August, 2006 entered into an agreement
with the Defendant Company for the purchase of a three (3) bedroom house at the
cost of US$ 58,179.00. The agreement formed part of a home ownership scheme
that the Defendant Company was running at Fair Havens, East Legon, its estate
development site.<o:p></o:p>Per the terms of the agreement (see Exhibit A), the Plaintiffs were required to make a deposit
which was equivalent to 2% of the purchase price. The payment on installment
schedule as presented in Exhibit B
was for a monthly payment of US$ 237.66 till date of final payment after which
the Plaintiffs were to be put in possession of the building. After the
Plaintiffs made the initial deposit of US$ 1,200 in August 2006, the Defendant
issued them with a certificate, marked as Exhibit
A of the Plaintiffs, the Commercial Investments Limited Scheme Holder’s
Certificate, executed by both parties giving the Plaintiffs the house no. CIL
2/93 from the Defendant Company. Per Exhibit
B, plaintiff faithfully continued with the monthly instalment payments till
May, 2013 when they stopped. But before they stopped those payments, Plaintiffs
further aver that they received a letter (Exhibit
C) on 24th August, 2006, from the Defendant in respect of a
promotional package they were offering by which they were counted as part of
250 premier clients due to their prompt response to the initial offer. Thus,
added benefits were bestowed on them. The benefits included the promise that
their unit would be completed by June, 2008 for their occupation, a fixed
monthly repayment for 20 years or earlier (depending on their selected payment
options), the omission of parts of articles G and H from the agreement as not
binding or being inapplicable to the Plaintiffs among others.<o:p></o:p>Plaintiffs contend that it was based on these
representations that they faithfully and diligently carried out their part of
the obligations under the agreement, such that as at May 2013, they had made a
total payment of US$ 53,800 with only US$ 4,379 outstanding as per Exhibit B in the hopes that Defendant
would also fulfill its part. However, Defendant failed to make good on their
promise despite the various pleas made to them and when it became obvious that
the delay was not going to be remedied, Plaintiffs took it upon themselves to
complete the unit. <o:p></o:p>Plaintiffs aver that after the completion of the unit,
they requested the Defendant to transfer title to them but Defendant refused to
oblige them. Plaintiffs therefore caused a Writ of summons to be issued against
the Defendant on 2nd February, 2017 for the following reliefs:<o:p></o:p><span style="font-size:12.0pt;line-height:150%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Book Antiqua&quot;;mso-bidi-font-family:&quot;Book Antiqua&quot;;
mso-ansi-language:EN-US">a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; An order
directed at the Defendant to off-set the outstanding balance of US$ 4,379 against the amount
spent by the Plaintiffs to complete the house.<o:p></o:p><span style="font-size:12.0pt;line-height:
150%;font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Book Antiqua&quot;;
mso-bidi-font-family:&quot;Book Antiqua&quot;;mso-ansi-language:EN-US">b.