AGYEMAN PAMBUO NANA FREDUA vs. FIRST ALLIED SAVINGS AND LOANS LIMITED [2019]DLHC9229

Date	2019-07-08
Suit No.	SUIT NO. RPC/15/2019
Citation No.	[2019]DLHC9229

HIS LORDSHIP JUSTICE DR. RICHMOND OSEI-HWERE

OHENE AMANKWAH GYAN FOR THE PLAINTIFF/APPLICANT

[2019]DLHC9229
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													<main id="main" class="content" style="min-height: 60rem" >AGYEMAN PAMBUO NANA FREDUA<o:p></o:p>(PLAINTIFF)<o:p></o:p>vs.<o:p></o:p>FIRST ALLIED SAVINGS AND LOANS LIMITED<o:p></o:p>(DEFENDANT)<o:p></o:p>[HIGH COURT (COMMERCIAL DIVISION), KUMASI]<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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SUIT
NO. RPC/15/2019&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; DATE: 8TH JULY, 2019<o:p></o:p>

</div>COUNSEL:<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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OHENE
AMANKWAH GYAN FOR THE PLAINTIFF/APPLICANT<o:p></o:p>

</div>CORAM:<o:p></o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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HIS LORDSHIP JUSTICE DR. RICHMOND OSEI-HWERE, HIGH COURT
JUDGE<o:p></o:p>

</div><o:p>&nbsp;</o:p><div style="mso-element:para-border-div;border:none;border-bottom:solid windowtext 1.5pt;
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</div><o:p>&nbsp;</o:p>This
is an applicant for an order of the court to enter summary judgment against the
Defendant on the ground that the statement of defense discloses no defence to
the action. The application is premised on Order 14 rule 1 of the High Court
Civil Procedure Rules, 2004 (CI 47).<o:p></o:p>On
28th September 2019, the Plaintiff/Applicant (hereinafter referred to as the
Plaintiff) filed a writ of summons against the Defendant/Respondent (hereinafter
referred to as the Defendant) for:<o:p></o:p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Recovery
of the sum of GHC 233,712.30 being the amount owed to the Plaintiff by
Defendant by virtue of GHC 120,000 invested in the Defendant company on 19th
May 2018 respectively to mature on 18th August 2018 and 18th September 2018 at
an interest rate of 25% per tenure but which amount the defendant has failed to
pay to the Plaintiff.<o:p></o:p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Interest
on the said amounts from June 2018 and October 2018 respectively at the
prevailing Commercial bank rate till date of final payment.<o:p></o:p>c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; General damages for breach of contract.<o:p></o:p>d.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cost including solicitor’s fees.<o:p></o:p>e.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any further order(s) as the Court may
deem fit.<o:p></o:p>Counsel
for the Plaintiff in this application relied on the motion paper, affidavit in
support and all the annexures as well as all processes filed in this suit.
Counsel submitted that the defence filed on behalf of the defendant does not
reveal any reasonable defence to the claim and for that matter no useful
purpose will be served by going into a full trial of the matter.<o:p></o:p>The
Defendant is opposed to the application and has demonstrated it in an affidavit
in opposition filed on 24th April, 2019. It was deposed in the affidavit
in opposition that the application is premature and therefore ought to be
dismissed.The Defendant and its lawyer, however, failed to appear in court when
the motion was moved by counsel for the Plaintiff. This is in spite of the fact
that hearing notice was served on them.<o:p></o:p>Order
14 rule 1 of CI 47 provides: <o:p></o:p>“Where in an action a
defendant has been served with a statement of Claim and has filed an
appearance, the plaintiff may on notice apply to the Court for judgment against
the defendant on the ground that the defendant has no defence to a claim
included in the writ, or to a particular part of such a claim, or that the defendant
has no defence to a claim or part of a claim, except as to the amount of any
damages claimed.”<o:p></o:p>The
legal principles relating to application for summary judgment are also settled
in numerous judgments of the court which set out those principles.<o:p></o:p>An
aggrieved person and his adversary have the right to access to court and with
it the right to have their day in court. Hence, case laws dictate that the
court should only exercise its power to enter judgment without a trial provided
the plaintiff can proof his or her claim clearly by affidavit evidence. The
following conditions must, however, be fulfilled prior to the entry of summary
judgment:<o:p></o:p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The
plaintiff must have served a writ and statement of claim on the defendant.<o:p></o:p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The defendant must have entered appearance.<o:p></o:p>