THE ADMINISTRATORS OF THE ESTATE OF SELWYN OKOE BOYE (DECEASED) SELWYN NII LANTEY BOYE AND DESMOND LANTEY BOYE VS. UNIVERSAL MERCHANT BANK [2021]DLHC10852

THE ADMINISTRATORS OF THE ESTATE OF SELWYN OKOE BOYE (DECEASED) SELWYN NII LANT... [2021]DLHC10852

Date	2021-10-20
Suit No.	SUIT NO: GJ/0416/2020
Citation No.	[2021]DLHC10852

KWEKU T. ACKAAH-BOAFO J

MR. THEOPHILUS TAWIAH FOR THE PLAINTIFFS – PRESENT

MR. AGBESI DZAKPASU WITH SAMUEL OSEI SARPONG FOR THE DEFENDANT – PRESENT

[2021]DLHC10852
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													<main id="main" class="content" style="min-height: 60rem" >THE ADMINISTRATORS OF THE
ESTATE OF SELWYN OKOE BOYE <o:p></o:p>(DECEASED)<o:p></o:p>SELWYN NII LANTEY BOYE
AND DESMOND LANTEY BOYE<o:p></o:p>(PLAINTIFFS)<o:p></o:p>VS.<o:p></o:p>UNIVERSAL MERCHANT BANK<o:p></o:p>(DEFENDANT)<o:p></o:p><span lang="EN-GB" style="font-size:10.0pt;line-height:115%;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:Calibri;mso-bidi-font-family:
&quot;Times New Roman&quot;;mso-ansi-language:EN-GB">[HIGH COURT, ACCRA]<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;border:none;mso-border-bottom-alt:solid windowtext 1.5pt;
padding:0cm;mso-padding-alt:0cm 0cm 1.0pt 0cm">SUIT NO: GJ/0416/2020&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;DATE: <span lang="EN-GB" style="font-size:10.0pt;line-height:115%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:Calibri;mso-bidi-font-family:&quot;Times New Roman&quot;;
mso-ansi-language:EN-GB">20TH OCTOBER, 2021.<o:p></o:p>

</div>COUNSEL:&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>MR. THEOPHILUS TAWIAH FOR THE
PLAINTIFFS – PRESENT<o:p></o:p><div style="border-top: none; border-right: none; border-left: none; border-image: initial; border-bottom-width: 1.5pt; border-bottom-color: windowtext; padding: 0cm 0cm 1pt;">

MR.
AGBESI DZAKPASU WITH SAMUEL OSEI SARPONG FOR THE DEFENDANT – PRESENT<o:p></o:p>

</div>CORAM:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; <o:p></o:p>KWEKU T.
ACKAAH-BOAFO, J<o:p></o:p><div style="border-top-width: 1.5pt; border-top-color: windowtext; border-left: none; border-bottom-width: 1.5pt; border-bottom-color: windowtext; border-right: none; padding: 1pt 0cm;">

<p class="MsoNormal" align="center" style="margin-bottom:0cm;margin-bottom:.0001pt;
text-align:center;line-height:150%;border:none;mso-border-top-alt:solid windowtext 1.5pt;
mso-border-bottom-alt:solid windowtext 1.5pt;padding:0cm;mso-padding-alt:1.0pt 0cm 1.0pt 0cm">JUDGMENT<o:p></o:p>

</div>&nbsp;i.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Introduction:<o:p></o:p>[1]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The Plaintiffs are seeking an order for the refund of the sum
of Four Hundred and Forty-Four Thousand Nine Hundred and Eighty Ghana Cedis (<span lang="EN-CA" style="font-size:12.0pt;line-height:150%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:&quot;Times New Roman&quot;;
mso-fareast-language:EN-CA">GH¢444,980.00) as loss incurred to the estate of
the late Selwyn Okoe Boye (Deceased) and also damages from the
Defendant on the basis of the Defendant’s alleged negligence in opening of an
account for Valindes Ventures, an Enterprise operated by the deceased.<o:p></o:p>&nbsp;[2]&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; The
Plaintiffs are administrators of the estate of the deceased who passed on 22nd
March, 2014. They contend that during his lifetime the deceased was the sole
proprietor of Valindes Ventures,
and after his death same has been included in his Estate. They contend that
Valindes Ventures executed a contract with the Ghana Education Service (GES),
for the supply of Braille Equipment which was supplied. According to the
Plaintiff, the GES paid the amount involved which was <span lang="EN-CA" style="font-size:12.0pt;line-height:150%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:&quot;Times New Roman&quot;;
mso-fareast-language:EN-CA">GH¢444,980.00 and a woman by name Mercy Blanc
Aidoo, who was living with the deceased prior to his death picked up the cheque
and deposited same into an account she set up with the Defendant’s bank in the
name of Valindes Ventures
and subsequently withdrew same. The Plaintiffs successfully defended a lawsuit
by Mercy Blanc Aidoo and obtained a judgment against her on their counterclaim
which was for the refund of the amount of <span lang="EN-CA" style="font-size:12.0pt;line-height:150%;font-family:&quot;Book Antiqua&quot;,serif;
mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-font-family:&quot;Times New Roman&quot;;
mso-fareast-language:EN-CA">GH¢444,980.00. The Plaintiffs have not been able to
execute that judgment dated June 10, 2019 and have sued the Defendant Bank
alleging that the Bank was negligent when it opened the account for Mercy Blanc
Aidoo in the name of Valindes Ventures. The Plaintiffs allege that the loss of
the amount of <span lang="EN-CA" style="font-size:12.0pt;line-height:150%;
font-family:&quot;Book Antiqua&quot;,serif;mso-fareast-font-family:&quot;Times New Roman&quot;;
mso-bidi-font-family:&quot;Times New Roman&quot;;mso-fareast-language:EN-CA">GH¢444,980.00
was caused by the Defendant’s negligence. At the centre of this suit is whether
the Defendant owed the Plaintiffs any duty of care.<o:p></o:p>